Only 30 Minutes Left: The Best Credit Card Deal Of The Year! Easy Approval, 100,000 Points, $200 Vacation Credit, 13 Free Flights, And More From Capital One Venture X Card!

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Update: DEAD! Don’t miss it if this becomes alive again. Sign up for deal notification alerts here!


Update: This limited time offer will end today, 3/14 at 2:59pm EDT! Signup now to get enough miles for a round-trip lie flat seat to Israel or 13 domestic tickets for free!

Also ending at 2:59pm EDT today, is the Spark Cash Plus Card which is offering a $3,000 bonus on $50,000 spend. You can read a post comparing the 2 offers here.

Read 30 awesome ways to redeem Capital One miles here.


Capital One Launches Venture X Card: Earn 100,000 Bonus Points Along With Awesome Benefits And Lounge Access!

Signup bonus:

Capital One has launched their first ultra-premium card, the Capital One Venture X Card. 

For a limited time, new Venture X cardholders will earn 100,000 Capital One miles for opening this card and spending $10,000 in 6 months.

Additionally for a limited time, new cardholders will also get $200 in statement credits for vacation rental purchases like VRBO, Airbnb, Vacasa, Turnkey, Sandbridge, and more, for use within 12 months. Those credits can be applied multiple times until you spend $200.

As you earn at least 2 miles per dollar everywhere, that’s a potential 120,000 miles for spending $10,000 in 6 months. 120K miles can be used for $1,200 of travel, dining, or gift cards. Or it can be transferred into 120K airline miles where they can be much more valuable.

Note that Capital One pulls and reports to all 3 of your credit reports. It can be difficult to get approved for more than 1 Capital One card every 6 months. You can have both the Venture and Venture X cards.


Annual fee: 

There is a $395 annual fee for the primary card and no annual fee for up to 4 additional cardholders. There is no minimum age limit for additional cardholders and you don’t need to provide a SSN for additional cardholders.


Annual travel credit: 

Receive a $300 annual travel credit every cardmembership year for all travel booked through the Capital One Travel portal, where you can book flights, hotels, and car rentals. Those credits can be applied multiple times until you spend $300. If you maximize this credit, this card’s effective annual fee is just $95.


Anniversary bonus: 

Cardholders will get an anniversary bonus of 10,000 miles every year that they have the card. Those miles are worth $100 towards travel or gift cards, but they can also be transferred into 10K airline miles where they can be much more valuable. At a value of 1.5 cents per airline mile, that’s like another $150 back every card anniversary.

Between the $300 annual travel credit and the 10,000 mile anniversary bonus, the annual rewards can be worth more than the card’s annual fee!


Global Entry/Pre-Check Fee Refund:

It costs $85 to apply for a 5 year TSA Pre-Check membership which makes flying pleasant again. Shorter lines, no need to remove your shoes, belt, jacket, or hat. You can keep your laptop and small liquids inside your carry-on. And you go through a good old fashioned metal detector instead of assuming the position in the body scanner.  If you charge it on your card the fee will be refunded.

It costs $100 to apply for a 5 year Global Entry membership which lets you bypass the customs line. If you have Global Entry you also get TSA Pre-Check for free.

If you charge it on your card the fee will be refunded. You can get refunded for this charge once every 4 years.

You can read more more about the differences in this post.

My whole family has Global Entry and it sure makes traveling a whole lot easier!


Capital One Lounge Access:

Capital One airport lounges have now launched with its first lounge in Dallas/DFW in terminal D near gate 22. The lounge is open from 7am-7pm. Lounges in Denver/DEN and Washington/IAD will open next year with more lounges to come.

Venture X cardholders get unlimited free entry and can bring 2 guests for free. You need to have a departing or connecting flight within 3 hours to use the lounge.

Best of all, Venture X additional cardholders are free and they also get unlimited free entry and can bring 2 guests for free!

Lounge access for Capital One Venture and Capital One Spark Miles cardholders is $45 per person per visit. Those cardholders also get 2 free visits per year. Lounge access for everyone else is $65 per visit. Kids under 2 are free.

Lounges feature grab and go food with to-go bags for your flight, fully stocked bars with local beers and craft cocktails, coffee bars, work zones, exercise rooms with Peloton bikes and yoga mats, nursing rooms, kids rooms, soundproof relaxation rooms, luggage lockers, multi-faith prayer rooms, and shower suites!


Priority Pass Membership:

Venture X Primary and additional cardholders get a complimentary Priority Pass lounge membership.

You can enroll here.

Priority Pass lounge membership allows you to bring 2 guests with you into over 1,300 airport lounges.

There are also many airports with restaurants that have $28 credit per person with Priority Pass membership. I’ve used that to get free granola bars, potato chips, and drinks to go!

Other airports have spas that are accessible with Priority Pass.

While AMEX no longer allows Priority Pass to access spas or restaurant credit on their cards, Capital One will allow cardholders to use that credit!


Card earnings: 

  • 2 miles per dollar everywhere.
  • 5 miles per dollar on flights booked via Capital One Travel, plus get a refund if Hopper by Capital One Travel says to buy a flight and the prices goes down within 10 days. Cardholders can also freeze the price of select flights for up to 14 days!
  • 10 miles per dollar on hotels and rental cars booked via Capital One Travel.
  • There are no foreign transaction fees.

Spend Threshold:

You’ll need to spend $10,000 on this card within 6 months for 100K bonus miles.

You can pay your federal taxes for a 1.96% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.

My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.

See this post for more ideas on meeting a credit card spend threshold.


Hertz elite status:

Venture X Primary and additional cardholders get Hertz President’s Circle elite status. Benefits include skip the counter and e-return, the widest vehicle selection, guaranteed upgrades, free additional driver, and more!


Excellent Visa Infinite card benefits:

This will be a Visa Infinite card, which means it will come with awesome benefits like 3 free years of Shipt for free deliveries from Target stores and more.

Primary and additional cardholders get benefits like:

  • Primary rental car CDW insurance, up to $75,000 of coverage
  • Return protection, up to $300 per item and $1,000 per year.
  • Cell phone insurance, up to $800 per claim and $1,600 per year if monthly bill is charged to card. $50 deductible applies.
  • Trip delay insurance, up to $500 per person on delays of 6+ hours.
  • Trip cancellation and interruption insurance, up to $2,000 per person.
  • Extended warranty of 1 extra year, up to $10,000 per item.
  • Lost Luggage Insurance, up to $2,000 per bag and $3,000 per trip.
  • Travel Accident Insurance, up to $1,000,000 per person.
  • Purchase protection for items damaged or stolen within 90 days, up to $10,000 per item.

Product changes:

You can change between the no annual fee Capital One VentureOne, the $95/year Capital One Venture and the $395/year Capital One Venture X, but you won’t get a signup bonus for upgrading from VentureOne or Venture to Venture X.


Use points for paid travel reimbursement:

You can redeem your points to pay yourself back for any travel related expenses (airfare, hotels, car rentals, cruises, ride sharing, etc) or book new travel at a value of 1 cent per point.


Airline and hotel transfer partners:

You can transfer points from Capital One into these programs at the following ratios:

  • Aeromexico (1:1, SkyTeam)
  • Air Canada Aeroplan (1:1, Star Alliance)
  • Air France/KLM Flying Blue (1:1, SkyTeam)
  • Avianca LifeMiles (1:1, Star Alliance)
  • British Airways Avios (1:1, OneWorld)
  • Cathay Pacific Asia Miles (1:1, OneWorld)
  • EVA (2:1.5, Star Alliance)
  • Etihad (1:1, No alliance)
  • Emirates (1:1, No alliance)
  • Finnair (1:1, OneWorld)
  • Qantas (1:1, OneWorld)
  • Singapore (1:1, Star Alliance)
  • TAP Air Portugal (1:1, Star Alliance)
  • Turkish Airlines (1:1, Star Alliance)
  • Accor Hotels (2:1)
  • Choice Hotels (1:1)
  • Wyndham Hotels (1:1)

By transferring points to Accor, you can also transfer points to the following airlines via Accor at an effective 2:1 ratio:

  • Iberia (Which can also be transferred to British Airways)
  • Virgin Australia

You can also combine points between Capital One miles cards and you can transfer miles to any Capital One cardholder!

A nice perk is that after the 1,000 mile minimum transfer, you only need to transfer points in increments of 100, meaning you have fewer leftover points compared to other bank transfers.


Dan’s Quick Thoughts:

This card seems like a no-brainer thanks to the annual credits that more than cover the annual fee.

Assuming you take advantage of those annual credit, there is essentially no cost for all of the card’s valuable benefits, like Capital One lounge access, Priority Pass lounge access, Hertz elite status, high end protections, and more. Plus, all of those benefits apply to free additional user cards and there’s no age limit for Capital One additional user cards. And the Priority Pass access isn’t restricted as it is on cards from AMEX.

With the ability to reimburse yourself for any travel purchase and the option to transfer points to airlines like Turkish, where you can fly anywhere in the US50 for just 7.5K miles in coach or 12.5K miles in first class, spending on the card is valuable and doesn’t require jumping through hoops with multiple cards as with other banks.

The 100,000 point bonus and $200 credit is just gravy on top of those benefits!

Will you signup for the Capital One Venture X Card?

752 COMMENTS

Older First
  1. Mark

    Glad Capital one joined the Premium game…

    Terrific benefits on this one.

    Now all we need is categorized spend and we are all set 🙂

  2. HoKo

    I haven’t had much success in recent years getting approvals from Cap1. Are there any thresholds where rejection is guaranteed (i.e. something along the lines of 5/24)?

  3. Boomerang

    When is next Tuesday? LOL. I think you mean THIS Tuesday.

    • CtownBin

      Ha! Age old debate… THIS Tuesday might mean the Tuesday that was 2 days ago 🙂

      • Boomerang

        No. That was last Tuesday.

  4. Travel portal

    How does their travel portal compare to ones like Amex Travel or Chase’s?
    if I want to book a car, does it show comparable rates or accept corporate codes?

  5. Freecountry

    Yes! Because changes will no doubt be made fairly quickly. Such as the lounge policy, once they realize the issue with overcrowding they’ll be forced to limit it….

  6. Yaakov

    Can we downgrade this card in the future? If yes to which cards?

    • Dan

      You should be able to convert between Venture and Venture X.

  7. Naft

    How does this compare to Chase Sapphire Reserved? If you had to choose one, which would you chose?

    • Dan

      They’re both excellent cards and have very different benefits, features, and mileage partners. Tough to pick one without knowing more about your usage and redemption patterns.

    • Saul

      The capital one has return protection while chase sapphire don’t have so I think for that reason itself capital one is better

      • Dan

        Sapphire Reserve has return protection.

  8. Yaakov

    If I block them from checking experian howich will it lower my chances?

  9. Yaakov

    What benefits do additional users get?

      • Yaakov

        All? I’m assuming they don’t also get $300 travel credit

        • Dan

          No, that information is all written in the post when there’s a benefit that applies to additional users.

          • Yaakov

            What about global pre check?

          • Dan

            Only one credit per account every 4 years.

  10. Jeremy

    No fee for additional users, and additional users get their own priority pass membership?
    Is there any other card out there that offers that?

    • CtownBin

      It’s actually even crazier. Not only do free users get Priority Pass, but they get it including access to restaurants. AMEX doesn’t even give that to primary cardmembers. This is huge.

      As Dan mentioned in his linked post, the only other card that offers free users their own Priority Pass is the JPMorgan Ritz card, which isn’t available for new signups (the only way to get it is to convert from a Chase Marriott Consumer card). So yes, this new card offering this is big.

      • YoniPdx

        I truly hope it last – we are traveling almost at much pre-pandemic and PDX (home hub) has three restaurants ( it was easy to hit two of them before boarding – but construction has the air-side concourse connector blocked- as well Capers Cafe closes at 2PM).

  11. BC

    Will they also offer a business card?

  12. RecA

    If everything holds, this is non-brainer. I would sign up. However, If they increase annual fee (which is likely) in the future, it would become another 2% cash back card with an annual fee. All the extras are nice but duplicated from other cards I own.

    • CtownBin

      Free Priority Pass with restaurant access for free additional users probably doesn’t duplicate another card (unless you have the Ritz card) 🙂 But I agree, depending on your situation that might not be as valuable. For people living in airports (like myself here in CLE) with no Priority Pass lounge but with a great restaurant, it’s huge. 🙂

      • Dan

        You need to travel more, CLE now has an excellent PP lounge 😀

        • billyraybob

          It has a PP lounge, “excellent” might be a bit strong. But that plus Bar Symon, and CLE is actually a PP goldmine

    • Dan fan

      I was thinking the same it’s pretty obvious that they will eventually hike up the annual fee to 495 then 595 the sweet offering is just for the beginning so they get sign ups however you can always downgrade to the venture with no annual fee and

  13. Ralph

    Any cards cover primary insurance if I’m not on any car insurance?
    I would regular insurance besides the collision one.

    • Dan

      If you don’t have car insurance then even secondary coverage becomes primary.
      Cards only cover collision, not liability to other cars and people.

  14. The One Who Does Not Know How to Ask a Question

    What are the chances of getting approed if you already have a Venture card?

      • Eli

        LOL
        You always have a great answer!

      • USam

        Is that an exact or rounded number?

      • Teyam

        I got approved yesterday and I already have Venture, Spark Cash, and (2) Spark Business cards.

  15. Shloimy

    How strict are they? Would an 18 year old have good chance of being approved for this if it’s their first ever cc?

    • Dan

      Do you have suggestions on other cards an 18 year old could be approved with?

    • Anonymous

      Put them on your credit card as a user and in no time their credit score may match yours.

  16. Chaim

    Would one be able to book & then cancel, in order to Receive a $300 annual travel credit for all travel booked through the Capital One Travel portal?

  17. Chaim

    Feel terrible that missed out on recent 100k points offer on venture one card after spending $20k, so guess will have to do this.

  18. CtownBin

    Does Capital One require SSNs to add additional users? Is there a limit on how many you can add, and is there an age limit? I’d love to get Priority Pass for everyone in the family to add more guests 🙂

    • Dan

      No SSN needed.
      Limit of 4 AUs on Venture X.
      No age limit.

      • Ari

        @Dan if not using SSN for AU what id is needed (if any) for underage ( no photo ID) children who you have added as AU without adding SSN

  19. Ben

    Strong offering, however they were offering the same SUB on the $95 Venture card.

    Now all they need to offer 1.25-1.5c when booking through their portal to leapfrog Chase.

    • Dan

      Venture needed $20K spend for the 100K bonus.

      Added value for redemptions would be nice, though don’t forget this earns at twice the rate of CSR/CSP for everyday spend.

      • Ben

        True. But I already have the Spark Miles which has the same earning rate on everyday spend and the global entry, so for me it comes down to the SUB and how I value the statement credits(unlike the CSR credit which is very usable) and lounge access.

        But yes for a very frequent flyer this card makes sense and I do like how they’re trying to offer a premium card without a mega fee- these days most cards are either $95 or $6-$700.

        • Dan

          I guess the better question is why keep Spark Miles/Venture if you get this?

          • Ben

            Well for one the Spark has generous retention. But yes if I didn’t have the Spark, it would be a no brainer. Let’s not forget it can be very difficult to get many cards from them.

            That’s why I said I wished they offered added redemption value through their portal. That or 3x points on Groceries or gas etc would make it the most compelling all around card IMO

      • CtownBin

        There was also a 200k signup bonus on the Spark but it required $50k in spend. It was definitely a sprint pulling it off but was well worth it 🙂

      • Chaim

        But costs $300 more and the $20k has 12 months to spend.

        • Dan

          $300 more, less a $300 annual travel credit and 10,000 miles every anniversary, not counting lounge access and other perks.

          • Been There

            Also with the $200 credit for airbnb – the fee pays itself and then some

          • Ari

            Ony for 1st year

      • Mark

        It’s a false comparison to compare “spend” on the CSR, since anyone fairly familiar in the game would spend on a Chase unlimited or Bonus category card and only use the CSR for the redemption value.

        • Dan

          True, but that requires juggling multiple cards and no Chase card offers 2 miles per dollar for everyday spending.

          There are certainly pros and cons both ways.

          • fliz

            True, but you get 1.5 points per dollar spent on Chase Freedom Plus and can redeem those for 1.5 cents each via Reserve for a total vale of 2.25 cents per dollar spent. Of course that requires you have both cards but its a common 2-card combo in the Chase tri/quad-fecta!

          • Kranzman

            If we get 1.5% on CFU and redeem on CSR at 1.5% then why is that value of 2.25% and not 3%?

  20. jew

    1. Thanks a lot!
    2. Does the refund for hopper telling you to buy exclusive to this card? Or Venture card too?
    3. On that note, maybe you can do a comparison post between their cards?
    4. How to transfer to any cap1 member? When I tried it said only to myself?
    Thanks

  21. CB

    Can existing Venture cardholders get this card?

      • Mae

        Thanks Dan. Do you still qualify for the signup bonus if you have the Venture or Venture One card? I did meet the deadline.

  22. Me

    Can i have this and the venture at the same time?

  23. Omer

    you haven’t touched the moist important point – is it going to be metal? 🙂

    • Josh

      Call your car insurance provider. It may be included with your policy.

  24. El Capitan

    Does it earn points on foreign spend?

      • El Capitan

        For some reason, it seems my AMEX biz gold doesn’t so I was wondering

        • Dan

          All cards earn on foreign spend.

  25. Chaim D

    I got a Capital One business card in the past 6 months, is that likely to prevent me from getting approved for this card?

  26. Doug

    Card doesn’t seem all that great to me… particularly because I really hate cards/points/credits that require you to use their own travel portal.

    • Bob

      They don’t!

      You can apply credits at a 1% rate towards any travel already spent on the card. The portal requirement is for the $300 credit. That’s like a 2% cash back.

      You can get the same value with a Citi Doublecash and apply the value towards any spend (not just travel).

      Chase bifecta will get you 2.25% return but requires travel booked through portal.

      This is a strong card but the only real benefits over the cheaper Cap1 cards are in the ancillary bonuses ($300 credit, lounge etc).

      There is NO additional value in terms of spend or points value.

      • Dan

        Not entirely true, you can get 2 miles per dollar and only need to have 1 card. No other card offers that with no cap.

        • Bob

          For transferring miles – agreed. But isn’t that the same for the other Cap1 cards?

          They also earn 2% uncapped.

          • Dan

            Sure, but this card can have an effective negative AF vs $95 AF.
            Plus you get PP and C1 lounge access.

          • Bob

            Yes. Personally I ignore those parts of the value equation. It’s smoke and mirrors designed by marketing departments.

            Real value is how much your spend yields (assuming you have significant spend).

            The best pure value is therefore the Citi bifecta of 2% credit on anything (Doublecash) combined with TYP transfer to airlines that equals 2 miles per $1 spent.

            Yes, that requires juggling more than one card but I’m not sure that’s a problem for most here 🙂

          • Mark

            For those that would rather redeem for direct bookings on the chase travel portal, the Chase Bifecta with an effective 2.25% would probably be the best option.
            However when booking hotels through the travel portals you don’t earn miles (and officially member benefits)on your stay

  27. Mendy

    Now we just need them to give some kosher food at their lounges!

    • Dan

      Be sure to send them feedback!

  28. renter

    can u get this if u already have a venture and can u pay the annual fee in points

    • Dan

      Yes.
      You can at the statement credit rate, but that won’t be worthwhile.

  29. Glushtygiz

    In essence +10 extra points for first 10k of spending. Nothing crazy in that area being that u can get even better than that on the amex plat now

    • Dan

      Considering AMEX Plat is officially once per lifetime (or at least once per x years) and has a much higher annual fee, not sure why that’s the comparison.

  30. Mo2

    For someone who already has most of the benefits on other premium cards, Is it worth applying for the 100k points and paying the AF?
    (I have no C1 cards. But have 2 Amex plats, Aspire, and many other cards)

    • Dan

      Sure, as the credits more than cover the fee!
      Do you have a Priority Pass that covers PP spa, bars, and restaurants? Plus there’s the Capital One lounge access and point transfers to airlines like Turkish.

      • Mo2

        Used your link.
        Approved for 20k.

        Now gotta figure out how to take advantage of the benefits to warrant the $395AF
        I rarely travel…

      • EG

        Excuse my ignorance? What’s the point of restaurant if no kosher food?

  31. BBPAPA

    Any Forex fees associated with this card?

    • Dan

      “There are no foreign transaction fees.”

  32. chaim

    i just wish they had a business card that didn’t report to all the credit agencies

  33. MJ

    Approved! First Cap1 card since well… forever
    Appreciate the great breakdown of this card; fingers-crossed the Auth User benefits don’t get nerfed too soon.

  34. Bob

    Dan, After first year, can this be down graded to a no fee card and still keep points alive? If so, what are the choices? Thanks.

    • Yochai

      Should be able to convert to no AF venture one. Correct me if I’m wrong

      • Dan

        That is my understanding as well.

  35. Chaim

    Able to book flights thru portal to get $300 travel credit and then cancel ticket for refund while still maintaining credit?

    • Dan

      The terms state that they reserve the right to do a clawback in that case, though you can still rebook if they do clawback.

  36. Steve

    Is the $300 credit based on calendar year or anniversary?

  37. Ah

    Is it time to downgrade my CSR ?

    • Dan

      This card could well make that argument, though you would lose out on 1.5cpp Chase redemptions.

    • Mitch

      I would say absolutely not so long as you have 30K+ points and use CSR for travel spending and restaurants. The $300 annual travel credit on CSR is awesome, and getting 1.5cpp is huge. I see this card as a supplement to CSR personally since I can use it at grocery stores and non-travel/dining expenses.

      • Dan

        Dining earns more on CSP than CSR.

        $300 travel credit just make CSR effective annual fee $250. So then the question is just do you get that value from the 1.5cpp redemption and the extra 0.9 points per dollar on travel?

        • Mark

          After taking into consideration the Effective AF of $250, the actual redemption value can be broken down based on the amount spend on chase travel.
          Spend $1,000 Effective Redemption Value $0.0113
          Spend $1,500 Effective Redemption Value $0.0125
          Spend $2,000 Effective Redemption Value $0.0131
          Spend $2,500 Effective Redemption Value $0.0135
          Spend $3,000 Effective Redemption Value $0.0138
          Spend $3,500 Effective Redemption Value $0.0139
          Spend $4,000 Effective Redemption Value $0.0141
          Spend $4,500 Effective Redemption Value $0.0142
          Spend $5,000 Effective Redemption Value $0.0143
          And that doesn’t even take into consideration the lost potential value of spending on a card that would give you 3-5 point on travel

  38. Steve

    In order to take advantage of the better benefits of PP thru C1, do I need to cancel PP I have with Amex, or simply just apply for a new one with C1?

    • Dan

      Simply apply for a new one with Capital One.

  39. Vin

    $300 annual travel credit, so double dip opportunity for year 1 then? If so, this is a no brainer.

    • Yochai

      Wondering the same. Maybe you can even downgrade after getting the anniversary 10K…

      • s

        also to ponder if they pro-rate the annual fee when canceling after 13 months (and double dip on 10k/$300 travel)

  40. yitz

    Are you sure this card has return protection? Extremely underrated benefit

  41. moe8555

    Dream card for those of us TLV based. Will apply, bit highly doubt I’ll get approved…

    • Dan

      Good luck!
      Would have been even more dreamy back when Shmoozy Bar TLV was part of PP, good times there getting free bottles of wine! 😀

      • moe8555

        Holy guacamole!!! I got approved, and a $20K limit. The day I’ve been waiting for… a one-card wallet (well..I guess I’ll hang on to Bilt Mastercard for access to Hyatt and AA earn, and maybe Amex Aspire, and maybe also…okay who am I kidding.. no one-card wallet :-)) and best of all: bye-bye Barclays Arrival Premier!!!!

    • Yochai

      Please elaborate. Do you mean for PP membership?

  42. Y

    Anyone else get this?

    “Oops, our bad!
    We are experiencing technical difficulties right now and may not have received your application successfully. Please wait at least 24 hours and call 1-800-903-9177 to check the status of your application. Our hours of operation are M-F 8AM-8PM EST.”

    • Dan

      Try applying incognito if the application didn’t go through.

  43. Stam a guy

    Seems like $30K is a common credit line. Myself & 2 friends all got that same number.

  44. Jm

    Applied and approved, thanks Dan

  45. Yaakov

    Do I need to have all three credit reports open or can I block experian?

    • Dan

      If you try, let us know how it goes. 🙂

      • Y

        Says in the terms
        I understand that I am not eligible for this offer if:

        I have implemented a credit security freeze or credit lock with one or more of the credit bureaus, which prevents Capital One from accessing my credit report.

  46. dave

    can you us points to pay off annual fee?
    can you use annual travel fee for buses like commuting?

    • Dan

      You can at the statement credit rate, but that won’t be worthwhile.
      No, the $300 is only for bookings made via the portal. However you can use points to reimburse travel related expenses.

      • Yisroel

        It won’t let me access the travel portal. Getting a message:
        “To access Capital One Travel you need an eligible credit card associated with this account.”

  47. David

    I mainly book travel with points, how I can still utilize the the $300 credit when it must be booked Thru there portal?

      • David

        Never take car rentals. And even if I do most probably can get better deals with status direct or others.

        • Dan

          Can convert American or United tickets into vouchers that can be used by anyone…

          • David

            Then again have to be used towards a cash ticket. Do those vouchers have an expiration date ?

          • Dan

            United is 24 months and can be extended. It can also be sold on the grey market.
            But anyway, there’s plenty of times that miles aren’t a good value, so why not use this credit then?

          • David

            Well , I don’t travel often. I mainly want to get the card for the bonus points.

          • Dan

            You can sell vouchers or credit on DDF.

          • Yochai

            American tickets booked with OTAs only get flight credit to be used for the original traveler.
            From a sad experience this week.

          • YoniPdx

            Awesome DP. Hate booking with OTA –

            Dan-
            Isn’t this ending with United 12.31.2021?

          • Dan

            Only basic is ending. Should keep going for anything else.

    • Abey

      Remains to be seen if it will be an amex style credit (only selected airline) or chase which worked on literally anything

      • Dan

        Erm, no. That does not remain to be seen. The details are in the post.

  48. kivabb

    Approved for both wife and myself!

    Anyone else having issues linking to Award Wallet? Ever after I authenticate, I get error that “We don’t see any reward accounts under this login” on Award Wallet side.

  49. Shia

    Dan something is wrong with the site lately. When I try to post a comment thru my default galaxy browser the comment would not go true. It will just roll and roll. It only goes thru chrome Browser . Can you fix that ?

      • Shia

        Incontigo on my default browser you mean ? It’s called secret mode by me. That doesn’t work neither. The problem started a few months ago but I thought it might be a temporary bug. It’s just annoying to have to go chrome anytime I want to post a comment.

        • Dan

          Just make a test comment from the Galaxy browser. Worked fine.
          Seems like a problem on your end.

          • Shia

            Very weird. I use the note 10+. Any suggestions what I should do that night help ?

          • Dan

            Worked fine from my Note 10+ Galaxy browser. You must have some setting off, but I’m not sure what.
            Try updating the browser version?

          • Shia

            Everything is up-to-date. I really don’t know what can be the reason.

          • JM

            clear cookies

          • Shia

            Yup. Thanks JM. Cleared chache didn’t help. Had to clear cookies that helped. I’m wondering how many sites I’ll get logged out next time I browse there site

  50. Avi

    Planning on applying for this plus a chase card same day credit pull, does chase allow moving over credit from any personal cards even from UR cards/Airline cards.

  51. Than you sir

    The card seems like a no brainer for the sign up bonus. But if someone has both an Amex platinum and a CSR (and plans on keeping them) Not sure that the incremental benefits is worth keeping the card and remembering to use the $300 from the travel portal annually. The only difference I see is that you get 2 points per dollar for every day spending that can be 2 airline miles per dollar vs 1.5 per dollar on the freedom unlimited or ink. Though I still think that is a push since I would value the UR more since you have the flexibility to redeem those at 1.5c per dollar.

    • Dan

      I guess the questions becomes, is CSR worth keeping over CSP?

      • David

        Had same thoughts. but keep finding reason to keep CSR. The ability to use points at 1.5c for my Airbnb in Orlando made it worth for now

      • Than you sir

        Inspiration hat tip on the new post? 🙂

  52. Chaim

    @ Dan – you wrote how there’s “no age limit for Capital One additional user cards”. Does this mean that with Amex there is?

      • Chaim

        Can someone under 13 get an additional user card, spend $4k and get 20k MR bonus points (current biz card promo), without giving Amex their age?

        • Dan

          You would have to give a birthdate.

  53. Branden

    If i have the venture already, will i still get sign up bonus for this?

  54. Chaim

    Anyone approved that had TU frozen?

  55. simcha wilner

    got approved thanks DAN

  56. Eitan

    Does spending by the additional user count towards the signup bonus?

  57. M R

    Is the c1 travel portal easy to use?

  58. M R

    Approved!! 20,000
    Wondering if I need to wait to receive card to start signing up for all the status benefits and global entry etc…

  59. dave

    Dan i try not to pay for travel so not sure how it makes sense I will be out $395 at the end of the day. All this would make sense if you pay for travel and want to be reimbursed but if I’m missing something let me know. Some cards you can redeem points 1c per point for annual fee which might still make sense but this card doe snot have that ratio so…..
    are there other ways to to creatively pay off the annual fee other than using the points?

    • Dan

      Sell the credit to someone who will use it?

          • dave

            $300 annual credit sold at discount still wont cover AF of $395? is it a calendar credit so I get it twice?

          • Dan

            There’s also $200 vacation rental credit the first year and a 10,000 mile anniversary bonus on subsequent years.

  60. Glushtygiz

    Authorized users count towards 5 /24 right ?

    • Dan

      The Chase automated system would see it as a 5/24 card, but a recon rep can manually exclude it if the AU says they aren’t responsible for paying the bill.

  61. AllenM

    i’ve earned my 100,000 bonus miles on the Venture card. Is there any value to keeping both the Venture and Venture-X cards (if approved)?

  62. David Wolin

    will all the benefits renew on the first of they year? So in the first year you get 2 of each one?

  63. Eli

    Thanks Dan!

    I got approved for 30K.

    How does their travel portal compare to Chase’s?

  64. Josh

    Is there any way of transferring to Hyatt?

    • Dan

      No, they’re exclusively with Chase.

  65. duvids

    what’s the best way to benefit from delta miles if I’m not flying now

  66. genius

    A nice perk is that after the 1,000 mile minimum transfer, you only need to transfer points in increments of 100. Does this mean that once you have already transferred 1000 points for the 1st time, then you can always in the future transfer if you want even only a 100 points at a time? Or does it mean that you can transfer 1100 points instead of 2000?

  67. Moshe Rabin

    Dan, the AMES $ Centurion from the UK covers liability on car rentals as well as CDW, but it is very hard to get..

    • Dan

      I’m talking about US cards. I can’t speak for cards from other countries.

    • moe8555

      You can get industry-best travel protections with the Amex Platinum International Currency Card. $1 million rental coverage including 3rd party liability, which is non-existent on regular U.S. cards. 4-hour delay coverage also, among a slew of other amazing coverages like attorney/legal fee coverage, coverage for lost cash (yes, hard to believe but true) and documents, etc. Downside is no warranty/purchase protection and hard to get it you only have a U.S. residence.

  68. Mark Silver

    Approved for card today. Looked at my account and don’t see anything about Priority Pass. I know with some other card issuers you have to actually request the membership. Any idea how to requires the membership? Anyone else that was approved, do you see a link somewhere online to do so?

  69. Varun agarwal

    hmm!! i got declined. Any guesses why that may have happened? Have excellent credit in general.

    • David

      Do you already have 2 personal (not business) cards open by capital one ?

      • Varun agarwal

        I have none with capital one for at least last 5-6 yrs.

        • Varun agarwal

          Ok- they informed that I have too many revolving credits. Any idea if reconsideration line may help?

          • Omer

            How many revolving credits do you have? Trying to figure out if their algorithm is set to 20 or 25

          • Varun agarwal

            I don’t think I have too many. May be 8-10. But I have HELOC which has a loan.

          • Varun agarwal

            My wife got approved for 30K. She has a C1 venture card already..

  70. travler

    approved for card today, how do i sine up for Hertz President’s Circle elite status.

  71. Yandmk

    “Cardholders can also freeze the price of their flight for 14 days!”
    Which airline lets holding for so long? Are they guaranteeing space on the flight?! Like no risk that the flight will be sold out by 14 days? Sounds like it’s missing a detail or something.

  72. Mendel

    @Dan

    I currently have 2 C1 cards, Journey and Quick Silver from way back when. I decided to just try seeing my pre-qualified results on C1 main site.

    It came back as too many C1 cards and too many revolving accounts in general.

    Do you think I’ll get approved if I apply for the Venture X?

    Thanks

  73. G_Manush

    $300 travel credit per year plus $200 airbnb statement credit?

    • Dan

      The $200 airbnb credit is just for the first year. In subsequent years you get a 10K annual bonus.

      • kf

        Dan – Does this mean if i just got the card i can get $200 in december 2021 and then again in the new year? Tnx!!!

  74. Zaltz

    Is there an official date when this offer will end?

  75. can

    can you used codes (hertz aaa enterprise etc.) when booking car rental on Cap1 travel?
    if not then 10x on car rental not really a deal

  76. Nathan

    Can I transfer these points to the capital one Gm card

  77. M R

    Would one be able to book & then cancel, in order to Receive a $300 annual travel credit for all travel booked through the Capital One Travel portal?

  78. Ralph

    Just got approved instantly with 30k credit line

  79. David

    Is it true that Capital one limits 2 personal credit card accounts per person?

  80. Menachm

    Would an AU under 18 be able to get PP? Would PP know the age of the AU and deny based on that, after they’ve already been added as an AU?

    • Marcus Guy

      +1 Had the same question…

  81. M

    @ Dan, is there a way for a Canadian citizen who just bought an apartment in the US but doesn’t have a SSN, can they get this card? I know that Chase requires an SSN for personal cards.

  82. Miriam

    Approved with a $30,000 line. Thanks!

  83. Yoel

    What gift card can the points be redeemed for?

  84. Terp

    Awesome! Got instantly approved using P2 info. Added AU (me) at approval, didn’t need SSN.

    Unlimited Priority Pass for entire family, and annual fee is mostly offset by credits/ points!

    I’m sure they’ll Nerf this card soon, like the CNB Crystal card a couple years ago

  85. Dave

    Thanks Dan. Finally some love from Cap1 with an approval.

  86. Y

    @Dan how much do you value Cap1 points?
    And is there any clue or guess what could be min. income needed to be approved for this card?

    Thank you!

  87. Y

    Anyone with info on how flight fares on Capital one travel compare with sites like Skyscanner.com studentuniverse.com?

    Tried to check my self but access to site was denied since i don’t have any venture card.

  88. MM

    Does this card offer road side assistance like the CSR card does?

  89. RecA

    Wow, got the cards last night through Fedex. That is quick and I am impressed. I briefly browsed the website and it is quite rudimentary. The benefits page is pretty much one-size-fit-all for all venture cards. Anyone knows:

    1. How to link AU’s card to his/her own account?
    2. how to request the priority pass?

  90. Stam a guy

    Sadly, just got confirmation that Israel is EXCLUDED from CDW benefit.

  91. ktc

    How is the prognosis based on: 800+ score, ~20 cards open, ~8k spending monthly, no MS, no balance, 3 inquiries in past 6 months?

  92. Shaun

    Does the $200 Airbnb statement credit work for Airbnb gift cards purchased directly from Airbnb?

        • Yoel

          @Dan transaction shows “LGC*AIRBNB GIFTCARD” what do you think, will it trigger?

          • Follow up

            Did you try it and did it trigger the credit?

          • Bk

            What ended up happening? Did it trigger

          • David P

            Did it trigger the credit?

          • David

            What ended up happening? Did it trigger

  93. IS

    Anyone know if jeevesfloridarentals.com will count for the Vacation rental credit?

      • IS

        Same house is available on VRBO though, but Jeeves is cheaper – so would love to know in advance…

      • IS

        Confirmed it does work!
        Thank you

  94. judy

    are there foreign transaction fees?

    • Dan

      “There are no foreign transaction fees.”

  95. Valentin

    My 18 yr old kid, student, no income got it with a 10K limit! Why it worked: an authorized user on some of my accounts for years, got the first primary credit card few months ago. They did ask for income, bank statements; which I provided because I agree to share the income.

    Bottom line: nice card to start on the credit card adventures!

    • Dan

      What was their first primary card? They asked for their income..etc..or yours?

      • Valentin

        No, the second. The first one was a regular AMEX gotten a few months ago. There were a number of options to verify the income and we used the bank statements for the last three months.

  96. Y

    Can i pay this card with a check at Cap1 branch?
    And if yes can it be third party checks [payed out to Cap1]?

    • Saul

      I am paying for my C1 card with a third party check payed out to C1 @ there bank

  97. OD

    still cant think of an easy way to pay off annual fee with the airbandb credit and travel credit
    can I do refunables?

  98. David

    Has anyone received the card yet? Was approved last week and haven’t received yet.

  99. Chaim

    What chances of getting approved for this card if in July got the venture card (100k after $20k)?

    • Varun agarwal

      My wife has a venture in April and she is approved.

  100. dave

    Refunables will work with 200 and 300 credit?

  101. uriel

    got denied 🙁 any reconsideration line? do i have a chance in the bank itself?

    • Bob

      Price Match Guarantee

      Flight, hotel, and rental car purchases made through Capital One Travel are eligible for price matches if you find a cheaper itinerary elsewhere and let us know within 24 hours of booking through Capital One Travel.

      Qualification criteria. To qualify for Capital One Travel’s price match guarantee, the cheaper itinerary found must be:
      An exact match to the original itinerary that was made within the last 24 hours (including the cancellation policy, i.e. refundable or non-refundable);
      Priced in USD, including any taxes and fees;
      Available to the general public. For example, this means that the rate doesn’t require the customer to log into a site or have a special membership;
      Available at the time the customer contacts us. Our agent must be able to verify that the lower price exists.

      Submitting a claim. You must submit a price match guarantee claim through an agent by calling Capital One Travel at 844-422-6922. Please provide the trip ID for the original booking, the amount of the lower price, and the website where you found the lower price so that our agents can verify the lower price. If the claim is verifiable, our agents will authorize the refund live on the phone.

      If our agents are unable to verify the lower price, we will verify offline and will attempt to respond within 24 hours, though it may take longer in certain cases. If the claim is verifiable, you will receive an email confirmation of your refund. If the claim is not verifiable after an offline review, you will be notified of the decline by email, and you may not receive a refund.

      Refund method and amount. For reservations that meet all price match guarantee criteria, we will refund you 100% of the difference in price to your original payment method (e.g., credit card and/or rewards redemption). If you used a credit card and redeemed rewards to purchase the fare, the difference will be refunded proportionally, up to the benefit maximum.

      If your Capital One rewards are on a tiered structure (e.g.,15,000 miles are worth up to $149 when you redeem) and you used rewards to purchase your flight, you will receive any price guarantee refunds in the form of rewards. The rewards refunded will be equivalent to the dollar value of the refund (e.g., a 1,000 mile refund for a $10 price drop), regardless of any tiering impacts.

      Refund timing and rewards adjustments. Refunds should appear on your account within 1-2 billing cycles. Please be aware that the portion of the transaction that is refunded will result in an adjustment of any rewards earned on that transaction.

  102. David

    Do I get car rental Coverage when I book with Reserve points?

  103. Enoch

    Hey Dan! Is there a deadline of how long this offer will last?

  104. Itchakadoozie

    Can I upgrade Cap1 rewards visa signature (1.25 miles/dollar) to try and get this or just open a new card? TIA

    • Dan

      May as well try to open a new card in order to get the signup bonus, no?

  105. Joe S

    Denied but wife got it. Both close to or under 5/24, has to be the number of open accounts. We only wanted 1 card due to spending so happy 1 of us got it.

  106. Boomie

    Does the Primary rental car CDW insurance, up to $75,000 of coverage apply worldwide, including Israel?

    • Dan

      Unfortunately, Israel is excluded.

      • Boomie

        OOh. That’s a big disadvantage compared to Sapphire for those visiting Israel.

      • Ezriel

        What people doing in regard of Liability insurance? Most policies not working in Israel and EU.

  107. Joe S

    This may have been asked but is there a chance being added here as an authorized user by DW will count towards 5/24, even if not adding SS (but adding birthdate) – i.e. that it may show up on my credit report even if I didn’t add a social. If yes, is it ok if I add a card with my name but no other factual info?

  108. CB

    Just putting it out there.
    I believe that you can’t book JetBlue flights through the travel portal since Hopper doesn’t work with JetBlue. For using your mileage, this is not a big deal as you can credit back purchases for the same mileage amount. However, the $300 credit would not work for JetBlue flights

  109. MM

    @Dan any tricks on how to downgrade my sapphire reserve (now that I have the new venture X card) after downgrading and upgrading recently in order to get the sapphire 100k sign up bonus? The agent on the phone said there is no way for me to downgrade my reserve now (my annual fee was just billed) 🙁

      • MM

        No.

        I had the reserve for 5(?) years and then in July I downgraded the reserve to a freedom unlimited so that I can qualify for the regular sapphire (100k bonus) and then once I was approved for the Sapphire, I upgraded my freedom unlimited (original reserve) back to a sapphire reserve. This was all in July.

        Last week I got the venture X from capital one and now I no longer have a use for the sapphire reserve.

        I was also charged my annual fee on the sapphire reserve this past billing cycle.

        Therefore I would like to downgrade my sapphire reserve now and get the annual fee refunded.

        The problem is that the agent on the phone said its not allowed since I already did 2 product changes in the past 12 months.

          • MM

            I tried 3 times, each time they start off saying that they can definitely downgrade my card, but when they click the button in their system to actually do the downgrade their system doesn’t allow them to do the product change. All 3 representatives said the same exact thing 🙁

          • Dan

            Ouch. Maybe try downgrading to another product?

          • MM

            I tried downgrading both to the Freedom and the Freedom unlimited (2 different calls). Seems their system doesn’t allow for more than 2 product changes within 12 months. They all said that their supervisors would not be able to override it.

          • MM

            I tried via the secure message center and they gave me the same response that my card is not eligible for a product change at this time.

            Any other suggestions other than closing down the card completely?

  110. YoniPdx

    Thanks Dan Applied thru your link,

    Instant Approval $30K CL BH

    • chaim

      Same here! That’s a first for me such a high credit line!
      Thanks Dan!

  111. M R

    What’s the best card for big spenders (1M+)? been using capital one spark 2% cash back. wondering if I can do better, Are these points worth more than the 2% cash back? can I sell these points?

  112. kenny

    I plan to pay taxes to meet spend but want to avoid the processing fee. Can anyone recommend online stores other than Simons to buy gc’s or virtual cards? I cannot make it in person to purchase.

  113. Macher

    Anybody get on this card. Seems like a no brainer. Reviews?

  114. yoel

    I got an email from capital one offering me to upgrade my venture to the venture X and get a 50k bonus but I didn’t take the offer and I applied for a brand new card to get the 100k bonus and got approved then I called them to ask if the upgrade offer is still valid and they said yes! and I will get the 50k plus the $200 vacation credit

  115. chaim

    Hi Dan do you know if Capitalone would ship my cards to Israel?

    • YoniPDX

      @Chaim
      Ours showed up via FedEx overnight – but we are in US not EY.

  116. Chaim

    Whats the best non-business credit card?

    • Y

      They once shipped me my Savor1 card to Israel but was a bit of a hassle since they had to send it twice because first card never arrived probably got lost by the stupid Israel post.

      What i did is applied online with my American address since you can’t fill the application with an international address. Was approved called them up right away and they did it for me

      • chaim

        Thanks they claim they don’t send the initial cards overseas

        • Y

          You might choose to apply and try the HUCA strategy and ask as well for a supervisor and at the same time have an open eye if you someone coming from America.

          BTW if I’m not mistaken Capital one lets you see your card numbers online in your account.

          I know most stores here in Israel don’t accept card numbers but if you learn in the Mir you’ll still be able to shop at Zol Dafna 🙂

          • dyb

            in my 10 year experience almost ALL stores accept nu,bers except the big stores like sharei revacha and osher ad.ive used credit cards for months without having received the physical card

  117. Shmuel

    Hi, can points from Capital One be transferred to Virgin Atlantic?

  118. ad120

    @Dan

    Can we get a comparison:
    Amex Plat VS CSR VS Venture One X

  119. Zanvel

    Can I book tix, get the 5 points per tik and then pay myself back with the points…..?

  120. Shlomo

    Does capital one make you send back items under the return protection or is it similar to AMEX?

  121. More2life

    Instant approval DP:

    30K CL, 23.99% APR
    810 FICO, 200K existing tradelines, 2% util, 2/12, 3/24
    260K Income

  122. Narayana S

    Didnt get approved – I am 4/24 currently so not sure why I got declined.

  123. JC

    Got rejected due to having to many lines of credit open but I only have 8 cards. Is there a recon number to call or is it worth reapplying for it? TIA!

  124. Aaron

    Just got denied, despite an excellent credit score.
    This is the only reason I got: “Based on your credit report from one or more of the agencies on the back of this letter, there are too many revolving accounts”

    Does anyone know what that really means? I have a bunch of credit cards over the years (but less than 5/24 at this point), and definitely less than all of the bloggers across the many points blogs who seem to be getting instant approvals.

    Any insight will be help me decide whether my wife should apply. 🙂

    • Steven Kastner

      Got denied as well. I wonder how long has to wait before your application is trashed and you can try again with Cap 1?

  125. Steven

    Do you get a card number to use instantly after approval?

  126. ari

    does capital one still do a hard pull on all 3 ?

    • WonderingYid

      Yes but I believe you can freeze a specific one.

      “Note that Capital One pulls and reports to all 3 of your credit reports. It can be difficult to get approved for more than 1 Capital One card every 6 months. You can have both the Venture and Venture X cards.”

  127. Yehuda

    Sounds like a great card…
    Question:
    Can I remove one of the four holder, so I can add another one? For instance, I would add myself, my wife, and my two children that are currently learning in Israel as holders of this card for the time being. This would allow those in my family that travel the most to take advantage of this card’s benefits. Say in two or three years from now, when I have a different child learning abroad, could I remove one of the current users and add my next child as a user? Would he/she still receive these benefits?

  128. Ben

    Instant Approval for $30K. Thanks Dan!

  129. Mottel

    Trying to decide between this and the Amex Platinum business which offered me 150k rewards points if I add it to my wallet. Any thoughts about which is best?

  130. David

    If I close the card before it renews in a year, can I still keep my points with Capital One until I’m ready to transfer to an airline, or do I need to take the points out right away when closing the card like Citi requires?

  131. Saul

    Dose C1 have a ez and smooth return Protection or making problems? Anyone tried with them?

  132. DOV

    Hi Dan , if I want to apply for 1 credit card
    Either this one or the Citi Bank thank you points.
    What’s a better value in terms of promotion

  133. Steven

    Does one normally get rejected for applying as a US resident with an SSN but a Canadian citizen? How long do they hold onto applications until so that one can reapply at a later date?

  134. Vlad

    Have a rather silly question. I had a C1 account years ago but got turned off based on how absolutely horrible their customer service was. Do you know if this premium card comes with premium customer service? Like the Sapphire cards from Chase, you get connected to a US based agent right away.

    • WonderingYid

      Try calling them?

      It can depend on the time of day that you call.

  135. Sam

    Just got vacation rental credit for a hotel in israel (kibbutz lavi hotel). Didnt know it worked on hotels…

    • mike

      how long did it take for it to be credit back to your account

    • JB

      Through the Capital One portal? Are there many options in Israel and do they have AIRBNB type locations also?
      Thanks!

  136. Mordechai Hoffmann

    Did anyone else have an issue with shipt not recognizing the card as a visa infinite card?

  137. Boomie

    I don’t see offer for $200 for vaca rentals. Called them. They don’t show that.

    • Dan

      Click on the link in this post, click apply now, and click on card details.
      Under premium benefits, “Receive up to $200 in statement credits for vacation rentals charged to your account within your first year.”

      • Boomie

        Umm, see that. I’ll call them again.

        • Dan

          Nothing to call about. If you apply with the link in the post you’ll get it automatically.

  138. RJ

    Do they give instant number? i have 4K purchase in 3 days and wondering if they can give number instantly or ship card via overnight service?

    • WonderingYid

      For $15 I believe they will expedite the card.

      Give them a call.

  139. Chaim

    Is the $300 travel credit per calendar year or anniversary year?

    • YoniPDX

      Yes, first add my daughters as AU’s.

      You will meet that minimum spend without any effort .

      • Yoni

        LOL, Ill be sure to send you my Zelle info so you can reimburse me 😉
        Any ways of spending 10K which will NOT leave me in debt??

        • YoniPDX

          99 year loan? Lolz

          It’s only $1,666/ per month

          Best practice is to have a plan ahead of applying for a card to meet spend and avoid unnecessary debt.

          If not, theb like Dan suggests you can over pay income tax and request refund, over pay some utilities, cell phone, etc.

          See at the top of post for spending suggestions.

          Some banks/CU allow you to open and fund with a CC., Ymmv based on where you

          We just paid our property taxes and meet spend on four cards.

  140. Josh

    I paid hotel parking with my vanture x card, I just saw a “vacation rentals credit” on my account

      • Schneur

        Hi, I paid for a room upgrade at the Hilton Los Cabos, from a standard room to a ALTAMAR PLUNGE POOL SUITE OCEAN FRONT with the venture X and it triggered the vacation rental credit.

  141. Alex

    Better value than the Chase Sapphire Preferred?

  142. Tony

    Does this come with rental car insurance?

  143. Ryan

    Thanks Dan. Just got approved, for 30k. Can we add Authorized Users any time?

  144. DocPosts

    About five years ago Capital One started to give the option to add, and pay with, debit cards to some credit card holders. There are recent reports that this option still shows up in the app and/or website for some card holders. Does anybody here see this option in the app or the website?

    Hopefully Venture X gives this option to more people.

  145. YoniPDX

    Any DP on this? PP for an AU and wasn’t billed for the visit?

    “Best of all, Venture X additional cardholders are free and they also get unlimited free entry and can bring 2 guests for free!”

    I’ve requested an AU card through the Cap1 PP link above- waiting on physical cards to be delivered.

    Just wanted to make sure we don’t get surprised with an $28~$84 charge for a visit on an AU card. Just asking as its a new product.

    TIA

  146. Yaakov

    hey @Dan,

    if i currently have a CapitolOne venture and am an authorized user on the venture x.
    do i qualify for the signup bonus?

  147. Alex

    @Dan,

    Is this a better value than the Chase Sapphire Preferred?

  148. DRSam

    Thanks Dan just was approved thru your link. Appreciate all you do.

  149. M R

    Anyone try to buy a air bnb gift card for the vacation rental reimbursement?

  150. Moish

    Did not get approved. I have a perfect credit score but I did get the sparks business card 3 months ago. Any ideas for me here?

    • Dan

      “It can be difficult to get approved for more than 1 Capital One card every 6 months.”

  151. Chaim

    So this currently only gets you access to one lounge in Dallas?

    • Carl

      No. In addition to the Capital One Lounge, you can also get access to any of the Priority Pass lounges.

  152. Moshe

    Got rejected the day it came out. Went under 5/24 on Nov 27, reapplied that day and was approved!

    • Scottie

      Hi. Did you do something different to get approved, the second time?

      • Moshe

        I was under 5/24. Filled out application same way

  153. baron

    not sure if this was mentioned yet but you can lock your Experian file with the free trial on experian.com and still get approved for the venture/venture x or any cap1 card as long as transunion and equifax are open and you”ll only get a hard pull on those 2, saving you 1 Experian hard pull… did it 6mo ago w/ venture and now with venturex

  154. Scottie

    Any military peeps get approved and if so, is Capital One waiving the annual fee and other fees?

  155. Charles

    would you know how long this offer will be available for?

  156. Buenos naches

    sorry for the rookie question- anyone been approved by Cap1 only unfreezing 2 of 3 credit bureaus?

  157. moshe

    when booking travel through the Capitol One travel portal will I still get airline mile credits and hotel night/miles credits to my mileage accounts?

    • can

      usually you will get airline miles as it is coded as a revenue ticket but hotels only give points on bookings made on there website

  158. Joseph Swimer

    Can you use the $300 annual travel credit for a statement credit for travel i.e. EZ-Pass

  159. Zalman

    Thank you Dan, just got approved with $20,000 credit limit, listing myself as an independent contractor.

  160. Bob

    Dan or others, would like to add AU who doesn’t have SSN and doesn’t live in US. Any restrictions or concerns? Thanks.

    • WonderingYid

      Not that I know of. No SSN is required for AUs.

  161. Funny Mommy

    I have a regular Capital One card and want to keep it’s number. Can I get this premium card and transfer the old card’s number to it? Thank you.

  162. dinah

    for hotels, if I can’t transfer my points to the hyatt, (which I have done with my sapphire reserve), what are my options?

    • Dan

      You can redeem for 2% back at paid hotels.

      • Dans Fan

        How is it 2% cash back? I thought you only get 1% back?

        • Dan

          You earn 2 points per dollar spent.

  163. Jeff

    When I applied for Spark 2 years ago, they froze all of my accounts for 3 weeks, including my regular Venture, and initiated a “fraud” investigation into my income. Was extremely humiliating to have payments rejected and be unable to function for almost a month. Anyone know if this will be an issue this time?

  164. nirc

    any ideas how to use vacation rental credit besides at airbnb (or similar)? same query for how to use travel credit besides for plane, car & hotel?

  165. Joanne

    Can this card be used to insure a car rented on Turo?

    • Joanne

      The answer is no. I called them.

  166. Ralph

    @Dan What’s the bet card for buying gas?
    I don’t fly, so miles isn’t as valuable as cashback.

    • Sam I am

      Maybe Costco Visa, 4% cash back on up to $7,000 in gas per year.

  167. ytw

    I have a Capital One Venture card already, can I still get the signup bonus for Venture X?

    • kmc

      I got approved for venture in July.
      got approved for ventureX (30k) on Sunday after 6 months had passed.
      fwiw i said i don’t carry a balance and i declined checks for cash advance, but YMMV.

      There should be no reason you don’t get the bonus.

      right Dan?

      good luck!

  168. Zvi B

    They claim they will refund you the difference in price if you show them a lower price for travel items within 24 hours of booking through Capitol One travel portal. Anyone know if this really works?

  169. ytw

    What about capital one Canada, does it also have the same benefits, bonuses, etc.?

  170. Yoel

    I am having trouble getting the 3 years of shipt membership. When I type in my cc number it only approves me for the 3 months like a lower level visa card. Any thoughts?

  171. Menachem

    Anyway to track the 200$ vacation rental? It’s not listed anywhere on the app so..how do we know. How to apply it or is it autmomatic. I know I have it because it deducted once already

  172. AB

    How do I get the 3 free years of shipt? When I click on the link, create an account and put in my venture X card number, it is saying my card is only eligible for 1 month free and then 3 months at 50% off.

  173. Hi Dan

    Hi Dan, I’m looking to apply now for either the venture x or venture, what would you be the main difference besides the annual fee and $300 credit on the venture x, can’t decide for which one to apply now . Is the transfer ratio to airlines from both cards the same ?

  174. Ben

    Hi,
    How can I register for the Hertz Elite Status?

    • pad18

      in the app, under benefits. but you need to be a gold member witch is free.

  175. Someone

    Anyone know how the travel portal works with car rentals?
    Can you use status, codes etc.?

  176. Funny Mommy

    I have the Chase Sapphire Reserve and therefore also have the Global Entry fee reimbursement. Will I be able to use this reimbursement from this Cap One card for an authorized user (my spouse)?

      • Aron

        @Dan
        i got the credit card how do i sign up for the hertz elite?

  177. kollel

    Was not approved, although I have a 750/755 credit score

  178. john

    can i still get the 200 vacation rental credit on new card houlders

  179. Yehuda

    If I have the citi premiere can I just upgrade and get these bonuses also??

  180. eships

    Do authorized user also get a TSA Pre Check or Global Entry Credit?

  181. Ben

    can I use the $300 travel credit right away?

  182. yossi170

    That information doesn’t match our records. Please try again. Note: Eligibility to enroll in Priority Pass is only available for Venture X customers and begins 1-2 weeks after approval. As a reminder, only your physical card number can be used for Priority Pass enrollment.

  183. yossi170

    Only getting 1 month free from Shipt

  184. hy

    does the 100 towards global entry count towards the 10,000 spent even though I get a reimbursement or no?

  185. Eli

    declined…

    Is there a number to call for reconsideration? Or do I need to wait 10 days to find out why?

  186. E

    Approved. 20k limit. Denied 2 years ago from cap1.

  187. mayur

    Thanks Dan!!
    Got approved by your link!!

  188. David

    Is the $300 per card year or calendar year? Double dip if calendar year by getting it now? Or not in this one? Thanks

  189. David

    I see it now, it’s card year. So no double dip.

  190. MIRIAM

    Additionally for a limited time, new cardholders will also get $200 in statement credits for vacation rental purchases like VRBO, Airbnb, Vacasa, Turnkey, Sandbridge, and more, ANY IDEA IF IT WORKS ON GIFT CARDS ?

  191. CtownBin

    Do we even have the slightest clue as to when this offer will end? Does Capital One pull fast ones, or are we likely to have notice of an end date before it’s pulled?

  192. Yossi972

    Is it possible to transfer points from CapitalOne card to Captal One X?

    • Yossi972

      Called customer service and it was done immediately.

  193. moshe

    Any idea as to when this offer will end? I applied in November but got denied (due having just a few days earlier getting the Citi Premier card. I would like to try again but I want to wait as long as possible.

  194. duvids

    you not getting points, you getting miles

  195. AVE

    Is there any benefit using this card to purchase United Air tickets?

  196. Avi

    What is capital one policy regarding transferring points to a spouse or someone else?

  197. Eli

    When dos the credit card company charge the annual fee?

    • dan

      same date ir was approved just next year.

  198. YAS

    Correction to Dan’s post –
    I just received the card and called to add additional users and I was asked for SS# for each used

  199. NMN

    Just applied and was approved with 20K limit.
    Added an authorized user online. There was a place to put in SSN but it was optional.

  200. TG

    Any way you can redeem the points as cash back?

    • Omer

      Yes, but very poor value. 0.5 cent per point

  201. Eywi777

    Thanks as always Dans! I don’t see the Hertz offer available in the portal. Is there still a way to get this?

  202. Breaking news!!

    Will I be able tokeep my hertz presidential status even after I downgrade to a venture?

  203. Yehuda

    tryed to aply online but they are giving me a hard time.
    Asking me to ”fax” them proof of i.d.?
    Sent the fax and still not good for them.

    Any one know what i can do?

  204. Shmueli

    Thanks Dan! Got approved on the spot! Now I just gotta spend 10K!!
    QUICK QUESTION… If I add an additional user, will it get reported on his credit report? I assume not, since they don’t ask for the additional users SSNs….
    For example… If I add John as an additional user and then I screw up and miss 3 payments, will his credit score plunge, or only mine?
    Thanks as always! Keep up the great work!

    • Dan1

      Did you get any answers in this?

      • Shmueli

        No…. Still waiting..
        Anyone know?
        Dan?

        • Dan

          Not sure what will happen if you don’t give an SSN, but it can still get matched up and reported without one.
          If you try it, let us know!

          • Shmueli

            Thanks, will do!

          • netzlvl

            Not sure about this card specifically but I had added my father as authorized user to my Chase Freedom Flex… I don’t recall providing his SSN and his credit score increased significantly after a couple months of being under my account. His credit report DOES show my account/CL, so I assume that if I did miss any payments then I could also hurt his credit.

            (Interesting observation, his card number/CVV/exp. are exactly the same as mine, the only difference is the name. I would’ve thought at least CVV would be different but nope)

    • Jack

      What is the answer to this?

      b) is it a hard pull on either the original account or authorized user score?
      c)is it a guarantee that I can make sure it doesn’t count towards my 5/24
      d) can they get tsa pre/global entry and will it effect other users from getting it

      • Dan

        b. No.
        c. It counts towards the AU’s 5/24.
        d. No.

        • Jack

          Thank you for the response.

          a) Is there a way to have it not count towards the au 5/24?
          b) can they get tsa pre? (not sure what your answer was regarding)
          c) can I hurt their credit? can they hurt my credit?

  205. Mosh

    Hi guys!
    I aplied and got aproved for this card.
    The problem is that they are asking me for an American Id or American driver license.
    I’m not american and they are not accepting any otehr pethod of me proving that I’m the one who really applied for the card
    I’ve tried sending thru my social security number, my passport, my valod Visa and a previous visa and they are still no accepting.

    Does anyone have any experience like this? Any idea how could I get this done?
    Thank you in advance,
    Mosh

    • CtownBin

      Never heard of this being a problem… do you live in the US? If you do, you can get a driver’s license or State ID card from your local BMV, even if you’re on a Visa. Most people who live here already have one- why don’t you? But either way, you may still be able to get one on time to show them before your application expires, if you move quickly.

  206. Mosh

    I don’t travel to often i like better to get cash for my points and travel credits, what would you say is the best i should do with my points to which program will my points be the most worth if i am looking to sell it?
    And also what’s DDF that you say where i can sell my travel credits?

  207. Y

    Thanks @Dan Applied thru your link was approved with 10k limit!
    (32k income)

  208. shlomo

    can i pay the 395 annul fee with points? or pay my bill with points? thanks!

  209. Eitan

    I don’t travel a huge amount, and am wondering if this card is still worth it if I have the Sapphire Reserve, Freedom and Freedom Unlimited with my wife having the Sapphire Preferred (for the signup bonus). I have been wanting to downgrade my Sapphire Reserve after they increased the fee, but still have over 250k points there and don’t want to lose the 1.5x redemption.

    • Dan

      Always good to have different points to use for different situations.

  210. Ben

    Is it worth it to have the venture x AND the chase saphire reserve, or better to get venture x instead of CSR? And what if I already have 200k points on my CSR, is it worth it to sign up now and close CSR after I use the points?

  211. Shatzi

    Will adding a additional user pull his/her credit?

  212. YoniPDX

    @Dan

    P2 also approved thru your link for Venture X with same $30K CL

    We just met SUB from P1 Venture X from Thanksgiving app with organic spend.

    Will likely just keep both Ventur X cards and use the annual travel credit for Hotel stays.

    If not we will keep one card and combine miles under one card and PC the other.

    Have to see were global travel is at this November/Jan 2023.

  213. Motty

    I’m 21, learning in Israel, with a credit score of 770+, I currently have the Chase sapphire preferred which is my second credit card.
    Besides this capital one card, which other cards are best to get? (There’s just to many options)
    And if there are many, should I open a few cards in one day?

  214. AE

    Just an FYI – this card has the fastest points posting I have ever seen. Charge on Monday, and the points are available on your account on Tuesday when the charge posts. Compare that to AMEX that doesn’t post points until the minimum monthly payment is made…

  215. h

    when I look on capital one travel I see that even on united basic economy it includes a carry on even though united changed that policy, is that a mistake or is it another benefit of the venture x?

  216. ys

    booked a rental car thru the portal but didnt get to add to my hertz profile. i canceled reservations but still got travel refund

  217. Mosh

    What are approval odds if only relatively short credit history (8 months) and only one other card (authorised user for 1.5 years)? Have a 740 FICO,

  218. Mark

    On the Venture X card is the primary CDW coverage good in Israel, like Chase Sapphire

  219. Mo2

    I requested Hertz Presidential status through capital one a couple weeks ago but I see now it only gave me 5 star status. not presidential even though I now see my Venture X membership on Hertz

  220. Charles

    not sure why i didnt get approved. i have a score of 800. this is the first time i got denied for any card

  221. The Herbert

    Just FYI:
    Got an email from capitol one with the following benefit. Never knew it existed before on the venture x. $300 Towards Gravity Haus.

    “GRAVITY HAUS MEMBERSHIP

    Get $300 toward an annual membership at Gravity Haus, a lifestyle community catered to the modern adventurer, plus special access to excursions like skiing and mountain biking.”

  222. jk37

    My business partner just got this card, and he wants to add me as an AU so I can use it for our business spending. Is their any risk involved to my credit score by being an AU on his card, and is there any way to have it not report to on my credit reports?

    Thanks

    • Jo

      I think they don’t have my kids’ ssn where they are authorized user. Not sure. If you aren’t comfortable with it just say no thanks or get your own. It’s quite a nice gesture.

      • Y

        No need to put your SSN on AU card

  223. Lee

    I tried applying when this offer first came out and got denied (first time getting denied for a card). It was most likely since I had purchased a car that week. Regardless, how long should I wait until I try applying again or can I never get the card now? TIA

  224. Disappointed

    I tried to enter priority pass lounge at Pearson airport today and was denied. I was told that priority pass no longer has an agreement with them??? Any idea?

  225. SHL65

    Just to be clear, if I am a current Capital One Venture cardholder (paying $95/year), I will not get the 100K bonus points for 10k spend in first six months?

  226. Marky

    I just received a letter from Banco Popular Credit Services that they are terminating their agreement with lifemiles and no more lifemiles card as of March 31,2022

  227. John

    Oh man, just got rejected. Dan, what are the chances of reconsideration actually approving?

  228. David

    Approved after getting rejected a few times in the past by cap 1

    Thanks Dan

  229. shamus

    Tempting…Just Wonder how long it will be before they raise their annual fee like the Sapphire Reserve did. Hook you in and hit you up.

  230. hank

    so the travel credit is only for travel booked thru their portal unlike the Sapphire reserve which is a general travel credit for just about anything and not confined to chase portal. Anyone can confirm?

  231. hy

    Can anyone confirm whether the membership fee,travil even though I get the travel credit,and global entry even though reimbursed count towards the spend threshold or not?

  232. Hank Brandon

    Can points be used for any airline?

  233. dyb

    correction
    you do need ssn for other users

  234. baron

    primary cdw is only for rentals not more than 15 days.
    correct me if im wrong.

  235. Danny

    We currently have citi credit card that gives 1% cash back on everything. We are thinking of getting a new card that gives us more benefit since we put everything on that CC. What would you suggest to get?

  236. Dans Fan

    Will the travel insurance cover an award ticket when taxes are paid with this card? (As an aside, do you have a comprehensive pots explaining which card provide travel insurance for award tickets?). Thanks

  237. Mark

    If I currently have Hertz gold status through my Amex platinum, how do I upgrade to the president circle through Venture X?

    • Dan

      Click on benefits in your Capital One account to enroll.

  238. S

    Thanks got instant approval with not the best credit

  239. dave

    Points can be used to cover/wipe out VRBO charges?

  240. 1991

    If I don’t book a car through their portal but I paid with the card,
    Any way to apply the travel credit to it?

    • Dan

      You should be able to redeem points for it, but not the $300 travel credit.

  241. Baron

    No Turkish Airlines flights showing up at all on capital one travel starting 3 days ago. Issue for redeeming $300 credit. Anyone notice this issue? Or otherwise, did anyone see dates/dest that it does show up? Reached out to them a few times they have now explanation. Plus, it does show up on Hopper which the site is based off of…

  242. Confused

    Is there something wrong with the credit rating website I’m getting this error…

    Something Went Wrong !!!

    Sadly, you’ve reached a page that can’t be displayed.

    We’ve logged this action, so we are aware there is an issue!

    At this time, please hit your browser’s back button or simply close this page!

    EID: 6960535544533571180

    SID: N/A

      • Dan

        Try using another browser or incognito browser?

        • Y.

          Same issue tried 3 browsers

          Something Went Wrong !!!

          Sadly, you’ve reached a page that can’t be displayed.

          We’ve logged this action, so we are aware there is an issue!

          At this time, please hit your browser’s back button or simply close this page!

          EID: 6877848080321413698

          SID: N/A

        • More confused

          Doesn’t help. Never had a problem with my browser

        • Y.

          Is it possible that this error is happening if your out of the U.S?

  243. Colors

    Hi Dan, what’s the best airline when using this card’s points to purchase business class flying from the us to Israel?

  244. eli

    Applied a few weeks ago and was declined for too many recent accounts. not sure why. i don’t have a lot of recent accounts.
    anything to do? how long do i wait before i can reapply?
    is there a chance i will get approved if i apply again?

  245. David

    Dan, I’m thinking about applying for this card before deal ends – on the Turkish Air bit – If I’m already United Silver, do I get the 24 hour before Economy plus seats free if booked with Turkish mileage flying on United? (and the 1 checked bag?). Thanks.

  246. Jack

    Hi Dan,
    Amy tricks for the reimbursement of the $300 like booking and cancelling? Also I’m still debating where to do my spending as I always use my ur points for Hyatt which you can’t do with capital one? Do you know if they plan on having more hotel transfers?

    • Jack

      @Dan can you please respond??

  247. Juryduty

    This doesn’t have baggage delay insurance like CSP? What would you suggest if I want to go with this card?

  248. Esther

    Hello, if someone can advise – if I add child under 18yrs old, when applying for this card, will that take spot in 5/24 rule?
    or if I add family member (outside of my family) with same last name, to get access to lounges, will that take spot in 5/24

    thank you

  249. Moish

    Did not get approved 2 months ago as I had just opened up a Sparks Card. Applied again now before it ends (less then 3 months from when I got the Sparks) and got approved instantly with a higher credit limit then I have ever received!!

    One question. I don’t see anywhere on Capital One about the limited time $200 in statement credits for vacation rentals in the benefits tab on website. How do I know that will post?

    • Dan

      If you used the link in this post, just click on card details and it says that offer.

      • Moish

        I saw that on application. I just don’t see it anywhere on Capital One website under benefits tab that lists all benefits of the card.

        • Dan

          It’s not a card benefit, it’s a signup benefit of applying with this link.

  250. Mark

    If I have an existing Priority Pass membership through Amex Platinum, do I have to cancel that, or I should just sign up through Capital One’s webpage?

    • Dan

      You can just signup for another one.

      • Mark

        Are there any differences between the two? It seems like I will now have two Priority Pass memberships?

        • Dan

          Yes, the Capital One membership is better, as explained in the post.

  251. Myi

    Thanks, approved instantly.
    When the AU uses for lounges they get their own lounge card? Or the actual cc is all they need?

  252. Mendel

    Unfortunately I was declined for this card, how long should I wait till my next request?

    • Mendel

      Meaning what would be my chances to be approved if I request again (I blocked my Experian report…)

  253. KMC

    Great Card! Highly recommend! me and my wife both got the VX. We are sitting on a warchest of 380K C1 points earned by spending 40,000 on 3 capitol one cards since august (more than half MS; sales tax free). We were naively hoping to parlay that into Polaris flights to tel aviv through Miles & Smiles this summer. I have found some economy saver space, but economy does not seem worth the risk and headaches of Turkish.
    …would love to fly United again but Quantas does seem to offer award itineraries with a very versatile mix of cabins and airlines. I found an itinerary with nonstop business on EL Al the way there for under 140K per person which I value at $1400 given the marginal value of C1 miles. Just a bit over the 1100 it would cost to fly direct in economy on United (before Capital1 portal credits and 5X points)

    I also used presidential status with HERTZ which was very nice and easy.
    whatever is available for getting to EY we are looking at 2500-2800 minimum of personal value for both cards on 20k spend (12%!!!) between points, credits, perks and status.

    @Dan Should I hold out for Polaris award space on United through AeroPlan or Miles and Smiles? Or is that a pipedream?
    TIA

    • KMC

      Never mind @dan I found 750 round trip in July on AF. With Good itineraries. With lounge access short stopovers should be manageable. I’ll use purchase eraser. Now I won’t spend hours and weeks holding out for better options

  254. Yossi

    If I financed the phone through T-Mobile for 24months, the phone is giving troubles after the return window.
    My monthly bill is in this card.
    Can they do anything?

  255. Ezra

    Can I transfer the points to British Airways Avios, and then transfer the Avios to American Airlines?

  256. Jack

    So you can’t pay your bill with the points?

    • Dan

      You can credit travel charges with points at 2%

  257. .

    If i get approved today, is there any way to be able to take advanatge of the priority pass for my trip this week? if not, how long will it take?

  258. Stephen

    Virgin red new transfer partner

  259. wannagotoey

    You keep mentioning using Turkish airlines to fly united to tlv in business class. I can never find availability. When does United offer saver award on business class.

    • Dan

      I’ve posted when availability opens many times.
      You can also fly on Turkish.

  260. moish

    did anyone ever find out if airbnb gift cards trigger the $200 credit?

  261. Student 2022

    BTW the CDW is ONLY for 15 days in the US not the standard 31. Also it does NOT cover you in Israel!

  262. Eliyahu

    If approved, will I receive response immediately?

  263. Chayim rosner

    @dan Is it worth it if I travel to Israel once or twice a year. That’s the extent of my traveling now.

  264. YM

    Venture X application was declined because I applied and received the Spark Business within 60 days of the application. Any way around this?

  265. david

    where can we get a list of Airport restaurants that would provide the $28 credit thru priority pass?

  266. LM

    does authorized user need to be added at time of application, or can be added anytime after to get lounge/PP membership

  267. Sol

    how does one get business class to Israel for 47k Miles

    • Dan

      “Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!”

      • Joel

        Turkish is very generous with having a great award chart! However United is stingy with making awards available to partners.

  268. Sol

    Just applied and was immediately approved. Sweeet

  269. Moshe

    What are the chances of getting approved if recently declined by Sapphire for amount of outstanding debt?

  270. J Tabak

    Which card can you get 13 domestic tickets the Capital One venture X or Spark Cash Plus Card?
    and where can you fly domestic

    • Dan

      Venture X.
      “Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!”

  271. C

    Annual Travel Credit does that include uber,MTA,eZpass,LIRR?

  272. Esther

    How do I apply for this card

    • Dan

      Click on the card name in the post.

  273. Someone

    How can I fly lie flat to for 100k points?

    • Dan

      “Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!”

      • Frequent flyer

        I can fly United lie flat with these points?

  274. Boruch

    Is an upgrade from Capital One Quicksilver going to get me the signup bonus?

    • Dan

      No, you need to apply for a new card.

  275. Travel geek

    How do we get the lie flat for?!

    • Dan

      “Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!”

  276. Elli

    If I already have the venture card can I still get the venture x and downgrade after a year?

  277. moe

    Got approved for 20k!!!
    do i get the reimbursement for tsa pre/global entry for each cardholder or just 1?

  278. Ronen

    Big fan of your website. Used your link and got instant approval.

  279. Jj

    I got a email saying they need to review ..anything to do?

  280. Jonathan Ezor

    Thank you, Dan. I just signed up, and will be shifting over spending from my Chase Sapphire Reserved to this card, at least long enough to maximize the benefits. When my Sapphire Reserved comes due for renewal in the fall, I’ll figure out which to keep. {Jonathan}

  281. HB

    Hi, does anyone have any experience with Capital One return protection? Do they actually request the item back?

  282. bill

    my credit score is good- not excellent. will i get approved?

  283. Meir

    If I cancel a different cc to get this one (don’t want too many) would that affect my credit score, or ability to get approved in the future?

  284. dave

    Signup now to get enough miles for a round-trip lie flat seat to Israel or 13 domestic tickets for free!

    120,000 points if enough for which airline roundtrip lie flat business seat to Israel?

  285. Jack

    Re: There are also many airports with restaurants that have $28 credit per person with Priority Pass membership.

    Is this in all airports? How can I find which restaurants have that?
    Looking for NY for example

  286. JW

    How do you add additional authorized users, it only offers the original and one additional when signing up?

    • Dan

      You can enroll more in your account.

  287. Ben

    Thanks Dan just got approved.
    How long do you think it will take until they raise the annual fee?

    • Dan

      Congrats!
      Highly doubt they would do that anytime soon.

  288. Moe

    Is the annual fee considered spending towards the $10k?

  289. David

    I applied with your link – it said answer in 7-10 days (very high credit score, low util, etc.)
    Is that normal, or usually instant approval on this one?
    Does it help/hurt or neither for me to call them to get this one across the line? Don’t want to miss the promo offered. Thanks.

    • Dan

      Normal. As long as you’re approved you’ll get the bonus you signed up for.

      • David

        Just got approved! Thanks. I forgot that I had a fraud notice on my reports, that they needed to call me from identity theft about two years ago. They were just doing the call to make sure I applied.

        Hopefully Travel won’t get too crazy pricey with the gas prices and post COVID demand this summer, because that’s when I want to go somewhere like everyone else in the world lol 🙂 but this card promo should help a bit.

        I was just looking at Hawaii and Bahamas/Atlantis in June for nice places. Very Nice resort/kid friendly Hotels are insane on the points ask side.

  290. Dav

    Dan do additional card holders get global entry credit as well or only primary ?

    • Dan

      Primary only.
      Only AMEX Plat cards give that to additional cards.

  291. dr irv

    “This will be a Visa Infinite card, which means it will come with awesome benefits like 3 free years of Shipt for free deliveries from Target stores and more.”
    according to shipt visa and capital one (after hours on the phone!)the venture x isnt considered a visa infinite rather a signature due to the annual fee being under $400
    it works for lifelock though

    • Dan

      Mine says Infinite on it. What does yours say?

  292. Sunny

    Just a caution about dealing with CapitalOneTravel, the company that does the bookings using these points. I booked a hotel reservation, I attempted to cancel the reservation on what I thought was the last day (but 3 days prior to the arrival date), and CapOneTravel will not cancel without a complete forfeiture. The wording on the reservation, instead of stating the date the reservation must be cancelled by, states “Cancellations or changes made after Mar X 2022 12:00 AM (-05:00)…”. So you think you have until the stated date, but you only had until midnight the day before! Deceptive? I think so, but they wouldn’t budge.

  293. hy

    @dan, does the travel credit work for gift cards to vrbo and the like?

  294. Y.

    @Dan would appreciate if you could make a post with a roundup on Priority pass.
    Member levels [Which card gives what]
    Difference btwn priority pass and priority pass select
    How many guests you could take in.
    Restaurant benefit.
    Etc.

    I think there’s much confusion on this.

    Thank you!

  295. David

    Dan
    I applied and B”H I got approved right away but 1 different from chase that you pay annually fee even for the first yeat as a matter of fact the first charge on the new card is the annual fee

    • Dan

      Chase charges the first year within the first month as well.

  296. David

    Dan

    How do I become a Hertz elite status?
    Where and how do I need to sign up?

    • Dan

      You can enroll in your Capital One account.

  297. zevi41

    hi i live in the uk and i am a british citizen. does anyone know how i could get this card or similar?

  298. Aharon

    I applied and got denied – 785 credit score – any advice on how I can get approved?

  299. Yehuda

    So if I’m already using the Venture card (the $95/yr one), I can’t sign up for this and get the bonus..?

    • Rosh

      Yes, you can. I had venture card and applied for this card couple of days ago and got approved. I will downgrade the Venture card to no annual fee card before venture renewal comes in. No point in keeping both cards.

  300. Someone

    @Dan, what’s the story with their return protection? Is it in any way similar to Amex? I’ve had great experiences using it with my Amex platinum.

  301. Mo rubin

    Which part of the offer is limited time offer?

  302. Shmuli

    dan- is there any downside to having many credit cards

      • dr irv

        will mortgage lenders not want to extend credit if a large amount is already offered by credit cards?

      • Shmuli

        When would it be an issue?
        Also i cant figure out how to redeem my $200 Airbnb credit, how do i do this?

        • Shmuli

          Dan- how do i redeem the Airbnb credit?
          Thanks

          • Dan

            Just use your card on Airbnb and you’ll get a credit.

          • Shmuli

            Thanks how long after opening the card do i have to do it?
            I don’t need to do it through the capital one portal?

          • Dan

            1 year.
            No.

          • Shmuli

            Thanks dan!

  303. Ezra

    What is the best Capital One transfer partner if I primarily fly between New York and Florida?

  304. Aryeh

    Sorry for the ignorance, but how to I transfer the points to delta (as in flying to Israel direct)

  305. Slabodka

    Dan, not sure if this was asked yet…If I am currently an authorized user on someone’s account for the Venture X, would I still be eligible for the bonus if I open my own account? Thanks in advance!

  306. Ari

    “Turkish Airlines has an incredibly generous award chart, with bargains on United like domestic awards, including Hawaii, costing just 7.5K miles in coach or 12.5K miles in business class! Tickets to Israel cost just 32K miles in coach or 47K miles in business class!”

    You’ve already reposted this quote many time in this thread but I still don’t get it, Turkish or United? Can you explain it?

  307. Mark

    Hi – I’m not sure if this has been asked…, can I get this card if I live in Canada? I have a $US bank account in Canada, but I don’t have $US bank account in America

  308. yona

    Got denied, eventhough I have great credit and almost never get denied 🙁

  309. Joseph

    Is there a foreign exchange fee?

  310. Steve

    I added my wife as an AU when I go mine a few months ago. Can she sign up for her own card now and still be eligible for the bonus?

  311. jacob

    i applied for the credit card under my name and marked myself as a student but wrote a large income because my wife makes a good salary. i guess it looke suspicious for a student to be making that much money so they asked for verification of income. i dont know how long that will take but i dont want to miss the deal.
    should i apply under my wifes name now? i dont want to have a card for each of us because i wont be able to spend 20k in 6 months and i dont want to be stuck with the 395 annual fee on 2 cards

  312. Shmuli

    I’m not a big traveler, although would like to start once pr twice a year. Does this card makes sense if I’m not traveling much? Also should I be applying for myself and my wife separately? Or just make her an AU on my card once approved?

  313. Chana

    You get a $300 credit if you buy tickets through their portal. But are tickets through their portal more expensive then the published fares on the internet, like kayak or Priceline?

  314. Meir

    Can I open this card under my business?

  315. Bracha

    Canyou also obtain the cardif u live in Switzerland?

  316. James

    Is spending on tolls considered a travel expense as it is with the Chase sapphire reserve?

  317. Rabbany Jessica

    Can you please explain how to get tsa pre check for free when you have global entry? I found no information online

    • Dan

      It’s automatic. You use for Global Entry number for PreCheck.

  318. Anonymous

    What time does the offer expire?

      • Winnie

        Might be worth downgrading my CSR. Will they clawback the travel spend reimbursement if I do?

  319. Naft

    Is there foreign transaction fees on this card?

  320. Goldy

    Hi Dan ! I’m new here. Just signed up and was approved.
    1. Can my authorised user also get the TSA PreCheck benefit ?
    2. I see you said that generally it’s not bad for one’s credit if they open a few cards but how about is it bad for credit to close the cards or not use the cards ?
    3. If my credit or my authorised users credit goes down a little due to opening new account now how long will it take for credit to go back up ?

    Thank you so much !

  321. Sam

    I was denied. Been a while.
    Any ideas? Will calling them help?

  322. Ben

    I got approved. Used your link last Thursday. Thank you for sharing the info!

    Now I’m thinking to downgrade my CSR. It was worth keeping it even after Chase increased the annual fee but now with the Venture X it doesn’t make sense anymore unless I earn at least 25k point each year which means spending at least $8.33k on 3 points category.

    • Dan

      Right, the only other part of the equation is how many Chase points you redeem per year at the 1.5 cents per point level.

      • Ben

        You are right. Then it makes reduce the annual spending about $5.55k to break even (cover the $250 effective fee)

        • Dan

          Right, unless you have existing points to redeem as well.

  323. Ralph

    Thanks @Dan
    You mentioned that this card can be converted to the venture one which doesn’t have an annual fee.
    You don’t have any posts about that card.
    What are the card benefits?
    I would love to apply for venture-x, even though I don’t think I’ll hit $10,000 in 6 months.

    • Dan

      Main benefit is that points are transferable to miles. Not a card that’s worth spending on.

  324. Ralph

    Is it (venture-one) better for spending than the quicksilver??
    Also, what should be my go to card for spending? sapphire preferred or venturex.

    • Dan

      Venture one can still transfer points into miles.
      Which kind of spending? There are pros and cons to each ecosystem.

  325. David

    Can the miles be converted to cash and deposited to my bank account, or only used to pay for travel expenses?
    Sounds like a person has to be “busy with it” to get the most benefits

    • Dan

      If you cash it out, you would only get 1% back. If you use it to refund travel related purchases made on your card within the past 90 days or to book new travel, you get the full 2% back.

  326. ED

    Dan,
    Just nabbed this today. I hope you benefit from me going through your website.
    How do i use this card to get upgraded to Presidents Circle status wh Hertz?
    TY

    • Dan

      Congrats and thanks 🙂
      You can login to your Capital One account online under benefits to request the Hertz status upgrade.

  327. Shmuli

    I’m not a big traveler, although would like to start once pr twice a year. Does this card makes sense if I’m not traveling much? Also should I be applying for myself and my wife separately? Or just make her an AU on my card once approved?

    • Dan

      Sure, this card is a no brainer as it pays for itself with the annual travel credit and miles, as well as other benefits.
      If you can hack the spending requirement, you can each take advantage of the signup bonus.

  328. a

    I applied & they left me a message that they need to verify my identity.
    Does that mean that after verification I’ll be approved instantly or I can still be denied?
    (I want to know if my wife should apply since I can’t spend 20k)

  329. a

    If they need to verify my identity, how long do I have until my application expires?

  330. Waterlilinyc

    applied and approved. thank you dan!

  331. zed

    is there a annual fee the first year?

  332. Kranzman

    For me this would be #4 for the 5/24 but #3 for my wife. Problem is i have the Business Spark Card (2% everywhere) which I think you wrote can be used to transfer points the Venture X card (Instead of taking the statement credits like I do now. Correct?) So if she gets the new card can I transfer points to her? Obviously would be in small amounts like maybe $50 or $75 per month cuz I don’t use it so often.

  333. Jacob

    i applied for the credit card under my name and marked myself as a student but wrote a large income because my wife makes a good salary. i guess it looke suspicious for a student to be making that much money so they asked for verification of income. i dont know how long that will take but i dont want to miss the deal.
    should i apply under my wifes name now? i dont want to have a card for each of us because i wont be able to spend 20k in 6 months and i dont want to be stuck with the 395 annual fee on 2 cards

  334. Shmulies Neighbor

    approved. thank Dan!

  335. dave

    can i do the spending on gift cards?

      • Kranzman

        Really? That’s great cuz i thought it was a no-no for C1 on initial spend to get the bonus pts. We have Simon mall here so you think can do let’s say 40% of the spend for the Business Cash card on GC’s?

        • Kranzman

          waiting to apply for this…can anyone confirm GC’s work for initial spend without any problems…? Thx

  336. chany

    I can never find United flights on Turkish. Whats the trick?

  337. Rushed

    Do I get phone insurance while paying for phone service from a foreign country too or only us phone plans?

  338. LENA

    Hi Dan,
    My husband has a capital on spark cash card. Would he be qualify for this promotion as well? or he has to wait.
    Thanks,

    • Dan

      You can get the bonus for both.

  339. hy

    @dan, please can you confirm whether the traven credit can be done on a gift card to vrbo and similiar?

  340. eli

    very hard to tell- do transfers count towards the $10,000? is there a set apr?

  341. Ralph

    If I apply for this card, does the rental car need to be rented thru their portal?
    I already have a rental reservation from hertz.com.
    Also, can AAA be used for its discount (and taking off underage fee) when using capitalone travel portal?

  342. Ralph

    Is the chase travel portal or the capitalone travel portal cheaper for car rentals?

  343. AllenM

    My wife just applied and was requested to upload some documents which she cannot do until after the deadline. I assume they will they still honor her application (assuming approved)?

  344. dave

    can another person pay the bill for this credit card coming from their checking account?

  345. Yaakov

    If I applied and they’re reviewing the application, will I get the points if approved after it’s over?

  346. zow

    Got my Venture X early on through your link …just grabbed one for DW, also through your link. Thanks, Dan!

  347. AG

    Where do I see if I get the $200 vacation rental credit? I had a secured c1 card for 7 years.

    • Dan

      If you apply with the link in this post you will get the $200 credit on the new card.

      • AG

        I don’t see it mentioned anywhere under benefits

  348. Mo

    Hi any suggestions for a good business card

  349. Naft

    “ we’re in the process of reviewing your application. This is a standard step in our application process and we’ll be in touch shortly with more information. ”

    I have 800+ credit… not sure what the above means. If they approve after the deadline, will it still be eligible for the offers?

  350. Avrohom Jacobs

    approved after haveing the venture for a little under a year

  351. Ari

    @Dan
    Will authorized users who are added without adding thier SSN (it’s optional) affect the benefits that apply to authorize users?

  352. Ralph

    I clicked “Apply” at 3:02 and got approved.
    It seems I got the offer for 100,000 if spend $10,000 in6 months. (though I don’t have any idea how I’ll possibly spend that much!!)
    What’s supposed to change after 2:59??

  353. Beechy

    I applied for the card but didn’t realize that my credit score was frozen 🙁 Is there anything that I can do or just wait for another good sign-up offer? Thanks.

  354. Jakey

    I applied for the promotion and I don’t see anywhere the $200 vacation package mentioned on the account?

    • Dan

      If you used the link in this post, you will get the credit automatically.

  355. Reuven Turgel

    Can I build my kids credit by adding them to additional users

  356. sam

    Anyone else got approved but then put under financial review right after getting the card??

    • 4yourinfo

      Yes – seems like they are regretting this promo? very surprised instantly approved for 20k I received the card a week ago went to activate on Friday and account is restricted – i have a bank account with them for years too..

      • Sam

        Damn. What did they make u send in? What’s the best way out of this??

  357. eli

    i got the card while the bonus was available but i dont see anything about the $200 credit for air bnb and vrbo

  358. TB12

    Same here, credit score in high 700s and NEVER been asked for anything
    They restricted the card, want “3 months of statements for ALL accounts that have deposits made”
    I told him I’m not sharing all my accounts for this, offered pay stubs and the rep says he’s a manager and that won’t be enough.
    Card remains restricted – I didn’t even use it yet.

    Any advice ?

  359. Chaim

    I applied for the venture x and got approved.
    I spent on it around $250.00 and then capital one puts my accounts on fraud alert and request my 3 recent bank statements.
    After sending them in, they close my accounts.
    I called and spoke to someone whom I told and he noted that I’m a full time student and was told by Capital One that all tuition, (incl scholarship & Pell grants), dorm and food expenses are considered income even if I never got the money.
    I never had late payment for the last 3 years and never carried a balance.
    I also had excellent credit score according to capital one.
    Anything to do besides pray?
    I applied for the card through the DansDeals.com link when applying for the card.

  360. ED

    Hey DAN!
    SO! I was approved instantly for this card wh your sign up bonus etc a short while ago, got it sent to me in the mail, and immediately had my account restricted. I spent time to call Capital One (multiple times), and they ‘explained’ to me, that even though i was approved, (AND ofc provided a social for them to run a check etc.) and even though i received the card in the mail, they needed my last 3 BANK STATEMENTS to prove my income. I spent the time to upload them, and had to wait 7-10 business days for an update. (I was hoping to use the card in the meantime for travel benefits etc.) ANYWAYS, after a full 10 days and no change, I called Capital One, only to find out that my account had been closed. That means a lot of wasted time till now. Roughly 10 hours total unfortunately.
    In any event, HERES THE KICKER!!!
    They are asking me to pay the 395$ card fee!!!! I have a statement that came in the mail today saying that I need to pay 25$ by the next billing cycle for a card I WAS NEVER ABLE TO USE! and 395$ due balance.
    SO, I called capital one, and ofc they said that since the account is closed, they can’t see into it.
    I now need to speak to a manager from capital one who maybe can help me…..
    ANY ADVICE?!
    TYSM!
    E D

    • Liba

      Same here, they claim that generally the annual fee would be refunded, but in my case the reason for the closure (misuse) allows them to charge the full annual fee.
      I am looking to sue. Any leads or anyone with a contact to CapitalOne upper management please post.

      • Ed

        Ty for sharing. Pls keep me posted. I don’t know if a lawsuit is the way to go. Id assume a threat to go public wh social media about This would be enough to elicit a response from Capital One.
        Maybe Dan can help us wh reaching out to them.

  361. Maxi

    Hey Dan, do you know if can get the card number instantly if my Capital one application is approved?

  362. V

    Dan,
    Is the current bonus of 75K a good deal to get this card ? also does capital one offer first year fee waiver upon request ?

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