

There are lots of credit card freebies and offers, don’t forget to take advantage of them before the end of the month!
Have you finished your AMEX Platinum credits ending 12/31 at Saks, Dell, Uber, Uber Eats Pass, FHR Hotels (this can be booked for future!), airline fee credits, CLEAR, and more?
- AMEX cards:
- The Business Platinum Card® from American Express:
- Apply now and earn 120,000 points, plus triple-dip annual benefits. Read more here.
- Check AMEX Offers for 5 points per dollar on US spending on gas, wireless, office supplies, shipping, and advertising.
- Register for the shop Dell credit here. Receive up to $200 back for use between 1/1-6/30 and another $200 between 7/1-12/31 ($200 credit expiring 12/31)
- Register for a monthly wireless credit here. Receive up to $10 back monthly ($10 December credit expiring 12/31)
- Register for an annual Adobe credit here. Receive up to $150 back annually ($150 credit expiring 12/31)
- Register for an quarterly Indeed credit here. Receive up to $90 back quarterly ($90 credit expiring 12/31)
- $200 annual credit on incidental airline credits ($200 credit expiring 12/31)
- Enroll in CLEAR and get reimbursed for up to $179 in annual charges. Clear normally costs $179/year, but United and Delta non-elite members can enroll in CLEAR for $119/year. United and Delta cardholders and mid-tier elite members can enroll in CLEAR for $109/year. A CLEAR member can add up to 3 adults for just $50-$60 each, so you can join as a Delta or United member, add a 2nd adult, and all charges will be reimbursed by AMEX every year. ($179 credit expiring 12/31)
- The Platinum Card® from American Express:
- Apply now and earn 100,000 points+10 points per dollar on small businesses and dining, plus triple-dip annual benefits. Read more here.
- $12.95+tax monthly credit on Walmart+. ($12.95 December credit expiring 12/31)
- $35 credit and Uber VIP status at Uber/Uber Eats. ($35 December credit expiring 12/31)
- Signup for a free 1 year UberEats Pass through 12/31.
- Don’t forget that you also have a $200 annual credit on incidental airline credits ($200 credit expiring 12/31)
- Get $50 statement credit on at Saks.com or Saks Fifth Avenue to spend between January-June and July-December. ($50 credit expiring 12/31)
- Enroll in CLEAR and get reimbursed for up to $179 in annual charges. Clear normally costs $179/year, but United and Delta non-elite members can enroll in CLEAR for $119/year. United and Delta cardholders and mid-tier elite members can enroll in CLEAR for $109/year. A CLEAR member can add up to 3 adults for just $50-$60 each, so you can join as a Delta or United member, add a 2nd adult, and all charges will be reimbursed by AMEX every year. ($179 credit expiring 12/31)
- $200 back in statement credits annually for prepaid hotel bookings made via Fine Hotels + Resorts or via The Hotel Collection. ($200 credit expiring 12/31)
- Cardmembers can enroll and get a $20 monthly credit for select digital entertainment partners including Peacock, Audible (subscriptions and audiobook purchases), SiriusXM, and The New York Times (digital or print news, NYT Cooking, and New York Times Games). ($20 December credit expiring 12/31)
- Cardmembers can enroll and get a $25 monthly credit for Equinox. ($25 December credit expiring 12/31)
- Targeted: Add An Additional User Card To An AMEX Platinum Card And Get 20K Points For Spending $2,000
- American Express® Gold Card:
- Apply now and earn 60,000 points. Read more here.
- Get $10/month statement credit on GrubHub, Seamless, Boxed, and more. ($10 December credit expiring 12/31)
- Get $10/month credit on Uber/Uber Eats. ($10 December credit expiring 12/31)
- Don’t forget that you also have a $100 annual credit on incidental airline credits ($100 credit expiring 12/31. This Gold card benefit ends for good on 12/31)
- Signup for a free 1 year UberEats Pass through 12/31.
- Targeted: Add An Additional User Card To An AMEX Gold Card And Get 10K Points For Spending $2,000
- The Blue Business℠ Plus Credit Card from American Express
- Limited time offer: Apply now and earn 15K bonus Membership Rewards points. Read more here.
- The American Express Blue Business Cash™ Card
- Limited time offer: Apply now and earn $250 cash back in the form of a statement credit. Read more here.
- Blue Cash Preferred® Card from American Express
- Apply now and earn $300 cash back. Read more here.
- American Express® Business Gold Card:
- Apply now and earn 70,000 points.
- AMEX Green Consumer Card:
- Use your $100 annual CLEAR credit through 12/31.
- Signup for a free 1 year UberEats Pass through 12/31.
- Targeted: Add An Additional User Card To An AMEX Green Card And Get 5K Points For Spending $1,000
- Hilton Honors American Express Card
- Register via AMEX Offers to get $5/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($5 December credit expiring 12/31)
- Check to see if you’re targeted to earn a bonus free night.
- The Hilton Honors American Express Business Card
- Register via AMEX Offers to get $10/month statement credit on US wireless bills through December ($10 December credit expiring 12/31)
- Hilton Aspire AMEX Consumer Card and Hilton Honors American Express Surpass® Card:
- Aspire: Register via AMEX Offers to get $20/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($20 December credit expiring 12/31)
- Surpass: Register via AMEX Offers to get $10/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($10 December credit expiring 12/31)
- Free night awards, whether existing or newly issued, will not expire before 8/31.
- AMEX Aspire and Surpass free weekend nights that were previously issued or will be issued by 12/31/21 will be valid on any day of the week.
- AMEX Aspire and Surpass free weekend nights issued from 5/1/20-12/31/20 will be valid for 24 months (rather than 12 months).
- AMEX Aspire and Surpass free weekend nights issued from 1/1/21-12/31/21 will expire on 12/31/22 (rather than 12 months).
- Bonus Points earned through purchases on all Hilton American Express Cards, that post to the Card Member’s Hilton Honors account between May 1, 2020 through December 31, 2021 will be considered Base Points and will count towards Elite tier qualification and Lifetime Diamond Status. Learn more about elite status here and lifetime diamond status here.
- Don’t forget that Aspire cards also have a $250 annual credit on incidental airline credits ($250 credit expiring 12/31)
- Delta SkyMiles® Gold American Express Card
- Apply now and earn up to 90K miles.
- Register via AMEX Offers to get $10/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($10 December credit expiring 12/31)
- Register via AMEX Offers to earn a total of 5 miles per dollar spend on Delta purchases through 12/31.
- Delta SkyMiles® Gold Business American Express Card
- Apply now and earn up to 90K miles.
- Register via AMEX Offers to get $10/month statement credit on US wireless bills through December ($10 December credit expiring 12/31)
- Register via AMEX Offers to earn a total of 5 miles per dollar spend on Delta purchases via AMEX Offers through 12/31.
- Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Platinum Business American Express Card
- Apply now and earn up to 90K miles.
- Earn 12.5K MQMs for spending $25K and another 12.5K MQMs for spending $50K instead of the regular 10K MQMs.
- Delta Platinum Consumer: Register via AMEX Offers to get $15/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($15 December credit expiring 12/31)
- Delta Platinum Business: Register via AMEX Offers to get $15/month statement credit on US wireless bills through December ($15 December credit expiring 12/31)
- Register via AMEX Offers to earn a total of 5 miles per dollar spend on Delta purchases via AMEX Offers through 12/31.
- Delta SkyMiles® Reserve American Express Card and Delta SkyMiles® Reserve Business American Express Card
- Apply now and earn up to 90K miles.
- Earn 18,750 MQMs for spending $30K, $60K, $90K, and $120K in a calendar year, up to 75K MQMs per card, instead of the normal 15K MQMs.
- Delta Reserve Consumer: Register via AMEX Offers to get $20/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($20 December credit expiring 12/31)
- Delta Reserve Business: Register via AMEX Offers to get $20/month statement credit on US wireless bills through December ($20 December credit expiring 12/31)
- Register via AMEX Offers to earn a total of 5 miles per dollar spend on Delta purchases via AMEX Offers through 12/31.
- Marriott Bonvoy Consumer AMEX
- Register via AMEX Offers to get $10/month statement credit on US restaurants, through December ($10 December credit expiring 12/31)
- Marriott Bonvoy Brilliant™ American Express® Card
- Register via AMEX Offers to get $20/month statement credit on US restaurants, including dine-in, take-out and delivery apps through December ($20 December credit expiring 12/31)
- Register via AMEX Offers to earn 7,500 bonus points for every $7,500 spent, valid up to 10 times, through 12/31.
- Earn 10 points per dollar via PayPal through 12/31.
- Marriott Business AMEX
- Register via AMEX Offers to get $15/month statement credit on US wireless bills through December ($15 December credit expiring 12/31)
- Register via AMEX Offers to earn 7,500 bonus points for every $7,500 spent, valid up to 10 times, through 12/31.
- Chase cards:
- Chase Sapphire Reserve:
- 4th Reserve anniversary means new eligibility for a signup bonus!
- SMOKING HOT! Get 3 Free Years Of Shipt, A $297 Value, With A Visa Infinite Card, Such As Chase Sapphire Reserve And More!
- Use your 2021 or 2022 $300 annual travel credit on gas and groceries through 12/31.
- Use your 2021 $300 annual travel credit through the close date of your December statement if you applied for this card before 5/21/17.
- Don’t forget that you also have a $60 annual credit on Doordash Restaurant Delivery through 12/31, plus get free DoorDash DashPass to save money on deliveries. See here for how to check on your remaining credit.
- Get up to $120 in Peloton statement credits through 12/31/21 and earn 10 points per dollar on $1,400+ Peloton purchases through 3/31/22.
- Pay Yourself Back for dining, Airbnb, and Away purchases through 3/31/22.
- Signup for 12 free months of Lyft Pink and Grubhub+ or Seamless+
- Chase Sapphire Preferred:
- 4th Reserve anniversary means new eligibility for a signup bonus!
- Get up to $60 in Peloton statement credits through 12/31/21 and earn 5 points per dollar on $1,400+ Peloton purchases through 3/31/22.
- Pay Yourself Back for Airbnb and Away purchases through 3/31/22.
- Get a free year of Doordash Dashpass through 12/31/21. Read more here.
- Chase World of Hyatt:
- Get a free year of Doordash Dashpass + $10 credit through 12/31/21. Read more here.
- Chase Freedom Flex:
- Apply now and earn up to 80,000 points!
- Finish earning 5 points per dollar on $1,500 of spending at Paypal and Walmart from 10/1-12/31.
- Finish earning up to 9 points per dollar through 12/31
- Chase Freedom Unlimited:
- Chase Ink Preferred:
- Apply now and earn 100,000 points. Read more here.
- Pay Yourself Back for shipping, internet, cable, and phone services, and advertising purchases made with social media sites and search engines purchases through 12/31.
- Chase Ink Cash:
- Apply now and earn 75,000 points. Read more here.
- Chase Ink Unlimited:
- Apply now and earn 75,000 points. Read more here.
- Chase Southwest Consumer Plus card, Chase Southwest Consumer Priority card, Chase Southwest Consumer Premier card
- Get a free year of Doordash Dashpass + $10 credit through 12/31/21. Read more here.
- Chase United Explorer and United Club Infinite
- Limited time offer: Earn 60K miles on United Explorer through 1/26/22
- Limited time offer: Earn 100K miles on United Club Infinite through 1/26/22. Read more here.
- Redeem your United miles at a value of 1.5 cents per mile to pay your United card’s annual membership fee. (Expiry unknown)
- Check to see if you’re targeted for United TravelBank Cash through 12/31/21.
- Get a free year of Doordash Dashpass through 12/31/21. Read more here.
- Chase United Quest Card
- Chase United Business:
- Chase United Gateway:
- Get a free year of Doordash Dashpass + $10 credit through 12/31/21. Read more here.
- Check to see if you’re targeted for United TravelBank Cash through 12/31/21.
- Chase Marriott Bonvoy Boundless Consumer Card and Ritz-Carlton card
- Get a free year of Doordash Dashpass + $10 credit through 12/31/21. Read more here.
- Chase IHG Premier and Chase IHG Traveler
- Highest offer ever: Apply now and earn 150,000 points. Read more here.
- Get a free year of Doordash Dashpass + $10 credit through 12/31/21. Read more here.
- Aer Lingus Visa, British Airways Visa, Iberia Visa, Southwest Plus, Southwest Premier, Southwest Priority
- Apply now and earn 100,000 Avios! Read more here.
- Get a free year of Doordash Dashpass + $10 credit through 12/31/21. Read more here.
- Capital One Venture X
- Limited time offer: Apply now and earn 100,000 miles, plus $200 back on vacation rentals. Read more here.
- $300 annual travel credit per cardmembership year.
- Citi Premier:
- Limited time offer: Apply now and earn 80,000 points. Read more here.
- Citi Rewards+:
- Limited time offer: Apply now and earn 20,000 points and more. Read more here.
- Citi Prestige:
- Use your $250 annual travel credit on dining and groceries through 12/31.
- Citi AA Mastercard, Citi AA Executive Mastercard, Citi AA MileUp card, CitiBusiness AA Mastercard, and Barclays AA cards:
- US Bank Altitude Connect Visa Signature Card
- Apply now and earn 50,000 points. Read more here.
Which of these offers have you been taking advantage of?
Thanks again Dan!
My pleasure!
If I already have clear membership (through another card) any idea on how to maximize this freebie? Gift cards work? Or should I just gift someone it and pay for it?
Pay for it for friends and family?
Not sure if gift cards work.
What about $250 back in statement credits annually for prepaid hotel with Hilton Resorts on Hilton Aspire AMEX Consumer Card?
Do I need to cancel my Peloton membership so I won’t get charged for January?
Excellent post. Thanks Dan!
My Chase Reserve credit for the doordash pass was going to expire next month in January. I cancel the membership, remove the card from the profile and then used my United card to get an additional year for the doordash pass.
Thank you!
With the consumer platinum, is clear a 2021 credit or an annual credit ? Since when signing via delta a few months back it gave me a few free months and they aren’t billing my card until January …
If I get the $60 door dash credit on sapphire reserve, can I pay myself back too with ultimate rewards or if I do that they’ll remove the credit?
Thanks for the comprehensive and thorough post!
At the Amex Consumer Gold Card section you mention: “Signup for a free 1 year UberEats Pass through 12/31”. is that still an option? i believe they call it Uber One now and i am not sure if the gold card includes Uber One for 12 months. i added the gold card to my Uber wallet and it doesnt seem to give it free.
do fhr 200 dollar credit do you earn points or does it have a statues of a 3rd party stay? thank you
plus 1
Third party stay
can someone please answer
I have no need for the Adobe and Indeed.
I enrolled – Any one want it for 50% off each?
$45 for Indeed and $75 for Adobe?
Could anyone tell me please how long it took to post CLEAR charges to my AMEX Platinum? Is it too late to charge today (12/27)?
My card hasn’t been charged by clear yet (signed up on 12/21/2021). Do I need to complete the profile setup and in order for them to charge my card? (Scan passport or stop by at an airport, etc)?
No… I was charged immediately
If I use the Saks credit to buy multiple items and return some bringing me under the $50 mark do they reduce the credit?
They may clawback for that. Consider spending more if you want to return some to avoid dropping under $50.
Any way to save the AMEX $200 FHR hotel credit? Would booking any hotel with a cancelation policy, and later rebooking help?
If I get the $60 door dash credit on sapphire reserve, can I pay myself back too with ultimate rewards or if I do that they’ll remove the doordash credit?
You can
@Dan –
I recently got the Venture X card (why not, right.. btw its great that with Capital One cards you can start using them right away – i.e. today to make 2021 donations).
I tried it on the Shipt offer (which I never did before, because i was debating upgrading my Saphire Preferred to Reserved, but didn’t yet pull the trigger). Even though Venture X is Visa Infinite, Shipt didn’t give it 3 years..
Why not?
United TB stopped working this morning
Is American Express continuing the $20-$15-$10-$5 dining credits on the various cards? Thanks!