Final Day For Intro Signup Offer On The New Southwest Priority Card; Full Comparison Chart Between The 4 Southwest Cards!

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Update: DEAD!


The introductory signup bonus for the new Southwest Priority Card will end as soon as tomorrow morning.

-The Southwest Consumer Priority card has an intro offer of 40K points for spending $1,000 in 3 months plus another 25K points for spending another $14,000 in 12 months. Click Here to get more details on this card and compare to other cards!

The card offers some amazing benefits for Southwest loyalists including 4 anunal A1-A15 boarding upgrade certificates, $75 in annual Southwest travel credit, 7.5K Southwest points upon every card anniversary, 20% off in-flight purchases, and the ability to earn tier points towards A-List status. The card has a $149 annual fee.

Note that you can only have one open Southwest consumer card and one Southwest business card at a time. You can receive the bonus if you haven’t received a bonus on a Southwest consumer card in the past 24 months.

The chart below compares the new card with the following cards that are helpful for Southwest travelers:

-The Southwest Consumer Premier card offers 40K points for spending $1,000 in 3 months, carries a $99 annual fee, offers 6,000 points every card anniversary, and has no foreign transaction fees. Click Here to get more details on this card and compare to other cards!

-The Southwest Consumer Plus card offers 40K points for spending $1,000 in 3 months, carries a $69 annual fee, and offers 3,000 points every card anniversary. Click Here to get more details on this card and compare to other cards!

-The Chase Southwest business card offers 60K points for spending $3,000 in 3 months. Click Here to get more details on this card and compare to other cards!

CardSouthwest Consumer PrioritySouthwest Consumer PlusSouthwest Consumer PremierSouthwest Business PremierChase Ink Cash Business
Signup bonus60K Southwest points for spending $2K in 3 months.60K Southwest points for spending $2K in 3 months.60K Southwest points for spending $2K in 3 months.60K Southwest points for spending $3K in 3 months50K Chase points for spending $3K in 3 months
Annual Fee$149$69$99$99$0
Anniversary Bonus7.5K Southwest points3K Southwest points6K Southwest points6K Southwest pointsNone
Annual Southwest travel credit$75NoneNoneNoneNone
Annual Southwest A1-A15 boarding upgrade certificates4NoneNoneNoneNone
Points per dollar spent on Southwest22225 if you buy Southwest gift cards on Staples.com or in office supply stores
Points per dollar spend elsewhere11115 on telecom, office supplies, and gift cards from office supply stores, 2 on gas and dining, 1 elsewhere
Cash back on Southwest in-flight drinks, WiFi, messaging, and movies. 20%NoneNoneNoneNone
Points count towards companion passYesYesYesYesNo
Foreign transaction fees0%3%0%0%3%
Tier qualifying points towards A-list Status1.5K tier points for every $10K spent, up to $100K annuallyNoneNoneNoneNone
Visa Savings Edge cash back NoneNoneNoneYesYes


The value of Southwest points are variable based on the fare.

If you’ll redeem points for an average of 1.65 cents each, that makes the Priority card’s 65K signup bonus worth $1,072.50 and the annual 7,500 point bonus worth $123.75.

For example:

  • A one-way Los Angeles-San Francisco nonstop flight on 5/1 is $38.98 with tax. It can also be bought for 1,798 points plus $5.60 tax. So 1,798 points gets you a value of $33.38 ($38.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.86 cents (33.38/1,508) per point.
  • A one-way Newark-Ft. Lauderdale nonstop flight on 11/13 is $52.98 with tax. It can also be bought for 2,814 points plus $5.60 tax. So 2,814 points gets you a value of $47.38 ($52.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.68 cents (47.38/2,814) per point.
  • A one-way LaGuardia-Chicago nonstop flight on 10/17 is $66.98 with tax. It can also be bought for 3,830 points plus $5.60 tax. So 3,105 points gets you a value of $61.38 ($66.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.6 cents (61.38/3,830) per point.
  • A one-way LaGuardia-Fort Lauderdale nonstop flight on 1/13 is $93.98 with tax. It can also be bought for 5,789 points plus $5.60 tax. So 5,644 points gets you a value of $88.38 ($93.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.53 cents (88.38/5,789) per point.
  • A one-way LaGuardia-Denver nonstop flight on 1/15 is $90.98 with tax. It can also be bought for 5,571 points plus $5.60 tax. So 5,789 points gets you a value of $85.38 ($90.98 airfare less the $5.60 tax on the points ticket), imputing a value of 1.53 cents (85.38/5,571) per point.

Annual travel credit:

If you have the Priority card you’ll get reimbursed for $75 in annual spending on Southwest flights! Between the Priority card’s annual 7.5K point bonus and the annual travel credit, you’ll get about $200 of Southwest travel every year, more than covering the card’s annual fee.


Upgraded boarding certificates:

If you have the Priority card you’ll get reimbursed for 4 annual purchases of upgraded A1-A15 boarding positions so that you can get some of the best seats on the plane. Southwest is increasing these fees so that thsy cost $15-$25 per leg, so this is a benefit worth up to $100 per year.


20% cash back on in-flight purchases:
If you have the Priority card you’ll get 20% cash back on top of points for purchases of drinks, messaging, movies, and Wi-Fi on Southwest flights!


Free changes and cancellations. Lock in low fares with no penalty:

While other mileage currencies charge up to $200 to cancel an award ticket, Southwest continues to allow you to cancel an award flight and redeposit the points in your account for future use without any penalties.

Coupled with 2 free carry-ons and 2 free checked bags per person, that’s a lot of added value. A family of 4 needing to cancel award tickets on another airline would set you back $400-$800 versus it being a free change on Southwest. A family of 4 checking 2 bags each would run $480 round-trip on another airline versus paying nothing on Southwest.

Thinking of taking a trip but not 100% sure about it? With Southwest points you can lock in a good rate and just cancel the trip free of charge at any point before the flight if you can’t make it!

You can use the points for yourself or book award tickets for anyone else you want to give a ticket to.

Southwest allows you to redeem points for any seat on any flight. There are no blackout dates or capacity controls.

When Southwest has a fare sale the amount of points go on sale as well as it tracks to the price of the ticket. Best of all Southwest will refund your points if the price of your award ticket falls!  Just rebook your trip online for the same dates or give them a call for the credit.

Southwest points will never expire as long as you earn points every 24 months.


Don’t fly? Redeem for gift cards!

You can also use 65,000 points to get $650 worth of gift cards to places like Alamo, Amazon, Avis, Bed Bath & Beyond, Best Buy, Bloomingdales, Brooks Brothers, Budget, Carnival Cruises, Express, Fairmont, Gap, Hertz, Kohl’s, Lowe’s, Macy’s, National, Nike, Saks, Sea World, Shutterfly, Staples, Starbucks, Target, The Children’s Place, TJMaxx, Walmart, Zappos and more.


Companion pass and A-List:

You can get a free companion pass if you earn 110,000 points in a year from select sources, including earnings from credit card signups and credit card spending! If you earn 110,000 Southwest points in 2018 the pass will be good until 12/31/19. The pass allows you to bring a companion with you for free whenever you fly Southwest, even if you are flying on a free ticket! That effectively doubles the value of your Southwest points. There is no limit to the number of free companion flights that you can take.

While Chase no longer allows you to signup for a consumer Southwest card if you already have one, you can signup for a business Southwest card even if you have a consumer Southwest card open.

Or, you can always put items like federal taxes on a Southwest card to help hit the spending you would need to hit 110K points earned in a year. You’ll pay a 1.87% processing fee, but if you take advantage of the points earned from spending and the companion pass free travel that can be worthwhile.

The Southwest Priority card also earns 1,500 tier points towards A-List status for every $10,000 spent. You can earn a maximum of 15,000 tier points annually. You can learn more about A-List status here.


Cash back on top of points:

Chase business cards in the chart above are eligible for additional cash back via Visa Savings Edge. That means you can get points plus 2% cash back at Chevron, Sheetz, AutoZone, or Texaco. You’ll earn points plus 3% cash back at Boost Mobile. You’ll earn points plus 4% cash back at Alamo, National, and MGM hotels. You’ll earn points plus 5% cash back at Lenovo and Wyndham hotels.


Business card information, benefits, and 5/24:

2 of the cards in the chart above are business cards, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith Sole Proprietorship” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.

All Southwest and Ink cards are subject to 5/24 restrictions, read more about that here.

However, it’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based off of your personal credit report.

Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score.


As always, Southwest:

  • Gives 2 free checked bags per passenger.
  • Does not charge change fees to switch your flight. Whether you are on a paid or an award flight you can change without penalty!
  • Does not charge a cancellation fee to cancel your flight (you will get Southwest credit for the full amount paid, even on non-refundable wanna get away fares) or to cancel and redeposit your award flight.
  • Refunds the fare or point difference if the price of your flight goes down after you buy it, just call to get the credit at any time before your flight!

24 COMMENTS

Older First
  1. chaya

    this is subject to 5/24 correct?

  2. abey

    Worth a mention that swa is starting flights to Hawaii soon…

  3. MM

    Any idea of what might be changing after today? Is it the original 40k, or the additional 25k, or one of the other perks?

    • Dan

      I’d guess the additional 25K.

  4. Steven

    How often does SWA sweeten the welcome bonus? I’d like to wait until later in the year or the beginning of 2019 as my wife and I both have companion passes already until the end of this year and would like to wait it out to get 2 more full years of companion fare status.

  5. S

    Can i get the bonus on both the consumer and business card?

    • Dan

      Sure, and it will all count towards the 110K needed for companion pass.

  6. anonymous

    “just cancel the trip free of charge at any point before the flight”
    For the sake of OCD accuracy, you only have until 10 minutes before the flight. 🙂

  7. Nate

    Is there a way we can petition Southwest to fly direct from ewr to LAX? I know a bunch of people that would sign up for their credit cards of they did…. Myself included.

  8. James

    How difficult is it to get 2 business cards? I operate 2 separate eBay seller accounts.

  9. Games with kids

    Companion pass —- is it 110k miles earned in 1 calendar year or 12 month period?

  10. Neil

    I clicked through an email link from SWA to upgrade to the priority card earlier this month. Do you get the 40K bonus on upgrades or just new cardholders?

      • Neil

        Thanks. I looked back through my emails and its only a 5K bonus for existing card holders. Still, it is a decent deal because the fee is $149 and you get 7.5K points on your anniversary and a $75 travel credit which together exceed the $149 fee.

  11. meir

    hey Dan, i used my initials and wrote sole proprietorship but they are asking for proof of business docs. Anything to do to avoid that or just re-apply in 30 days with just my full name as business name

    • KLNY

      How about being honest so that you don’t run into issues down the road.

      • meir

        its an honest amazon business..

  12. Mo

    Hi,

    What is current the best Credit Card offer for 0% APR & 0 % on balance transfer?

  13. dave s

    So if I do the math on this card, spend $1,000 and get the 40,000 signup bonus, plus 1,000 miles for the spend, or 41,000 miles. spend another $14k and get 14,000 miles for the spend plus 25,000 bonus miles. This would total 40,000 + 1,000 + 14,000 + 25,000 = 80,000 miles PLUS the anniversary bonus of 7,500 miles? Is this correct or am i missing something in the fine print. Thanks.

  14. Yoni

    Dan, can I combine points from the business card in my name with my wife’s points?
    Thanks.

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